Personal loans in Hunker, PA
With roughly 303 residents, Hunker is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city.
The Census counts 303 people in Hunker, the 867th-largest figure among Pennsylvania's 1,013 places. The closest larger city is New Stanton, PA about 1 miles away. The 2020 count to the 2023 estimate shows about 2.9% decline in Hunker. Consumer lending that reaches Hunker's 303 residents is governed by Pennsylvania statute; no city ordinance changes it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Hunker loan.
The Hunker data picture
The figures below are Hunker's own — Census population, land area and coordinates — followed by the Pennsylvania rules.
- Population: 303 people, a figure that places Hunker 867th among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 2.9% between 2020 and 2023.
- Absolute change: 9 residents lost between 2020 and 2023.
- Size percentile: about 14% of Pennsylvania communities are smaller than Hunker (303 residents).
- Land and density: 0.3 square miles of land carry roughly 1,198 residents per square mile.
- By land area: Hunker ranks 907th among Pennsylvania's 1,013 places, at 0.3 sq mi.
- Share of Pennsylvania: Hunker holds about 0.0% of the state's population, some 303 people.
- National standing: Hunker ranks 15,095th of 19,457 US places.
- Growth rank: Hunker's 2020-to-2023 change ranks 878th of 1,013 places in Pennsylvania.
- Versus Pennsylvania: the state average change is -0.9%, while Hunker moved 2.9%.
- Density in Pennsylvania: Hunker ranks 671st by people per square mile.
- Density in context: Hunker's 1,198 people per square mile sit against a Pennsylvania median of 1,990.
- Location: latitude 40.2040, longitude -79.6155 (Census Gazetteer).
- Nearest larger cities: New Stanton (1 mi); Youngwood (3 mi); Madison (4 mi); Mount Pleasant (5 mi); South Greensburg (6 mi). Living near a larger metro rarely changes what is available in Hunker.
- Nearest smaller towns: Arona (5 mi); Adamsburg (8 mi); Donegal (14 mi) — useful context for the surrounding area.
- Smaller neighbours: 41 places smaller than Hunker sit within 50 miles.
- Larger places within 100 miles: 542.
Hunker: area, density and distance
Hunker's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,198 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 237 miles away. Hunker has 251 larger places within a 50-mile radius. By land area it ranks 907th of 1,013 Pennsylvania places.
How a Hunker personal loan is priced
A Hunker personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 303 residents. Because pricing is borrower-level, two people in Hunker can be quoted different APRs on the same amount and term. The term you choose in Hunker decides the split between a comfortable payment and the total interest you pay.
Getting a loan in Hunker
With about 1,198 residents per square mile, Hunker is moderately settled, and 251 larger Census places sit within 50 miles. Whether Hunker has a local branch or not, a Pennsylvania-licensed lender can serve its 303 people online on the same terms. The nearest bigger place is New Stanton, PA about 1 miles away.
The state rulebook for Hunker
Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Hunker lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
A pre-application checklist for Hunker
Before you apply in Hunker, a community of about 303, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Pennsylvania licence with the regulator named above before committing.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
In Hunker as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 303 residents.
Common questions
What are my options in Hunker if my credit is poor?
What loan size can I expect in Hunker?
Do I have to pledge anything to borrow in Hunker?
Does comparing loans in Hunker cost me credit score points?
Nearby places
- New Stanton, PA — population 2,285
- Youngwood, PA — population 2,910
- Madison, PA — population 357
- Arona, PA — population 248
- Mount Pleasant, PA — population 4,161
- South Greensburg, PA — population 2,109
- Scottdale, PA — population 4,337
- Southwest Greensburg, PA — population 2,173