Personal loans in Yatesville, PA
Census figures put the 2020-to-2023 increase in Yatesville at about 0.8%. At about 644 residents, Yatesville is larger than roughly 30% of the places in Pennsylvania.
A lender serving Yatesville holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 644 residents. Use the calculator on this page to price an amount and term before you commit in Yatesville. To lend to Yatesville's 644 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. Borrowers who want a bigger city can look to Laflin, PA about 1 miles away.
Yatesville: population, trend and location
Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.
- Population: an estimated 644 residents, 708th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: About 0.8% above the 2020 Census base.
- People gained or lost: about 5 more since the 2020 base.
- Size percentile: about 30% of Pennsylvania communities are smaller than Yatesville (644 residents).
- Population density: about 1,027 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Yatesville covers 0.6 square miles, the 637th-largest area among Pennsylvania's 1,013 places.
- Share of Pennsylvania: Yatesville holds about 0.0% of the state's population, some 644 people.
- Nationally: Yatesville is the 12,141st-largest of 19,457 Census places in the dataset.
- Growth in Pennsylvania: Yatesville stands 113th by percentage change from 2020 to 2023, among 1,013 places.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Yatesville's 0.8%.
- Density rank: Yatesville places 721st among Pennsylvania's places by people per square mile.
- Density in context: Yatesville's 1,027 people per square mile sit against a Pennsylvania median of 1,990.
- Location: coordinates 41.3038, -75.7822 (US Census Bureau Gazetteer).
- Nearest larger cities: Laflin (1 mi); Pittston (2 mi); Hughestown (2 mi); West Pittston (2 mi); Dupont (3 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Laurel Run (7 mi); Bear Creek Village (8 mi); Warrior Run (12 mi).
- Smaller neighbours: 45 places smaller than Yatesville sit within 50 miles.
- At 100 miles: 617 larger Census places fall inside that radius.
How Yatesville compares across Pennsylvania
Set beside Pennsylvania's 1,013 places, Yatesville ranks 708th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Yatesville stands 113th among Pennsylvania's 1,013 places — roughly the 89th percentile. By density, at about 1,027 people per square mile, it ranks 721st in Pennsylvania. The population moved by about 5 people between 2020 and 2023, a 0.8% shift.
Borrowing reach in Yatesville
Yatesville is a moderately settled community of about 644 people, with 118 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve Yatesville without a local office, so branch density does not change what its 644 residents are offered. The nearest bigger place is Laflin, PA about 1 miles away.
Land, water and location for Yatesville
Inside Yatesville's boundaries lie about 0.6 square miles of land, with no significant water area recorded. That land carries about 1,027 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 96 miles. A 50-mile radius around Yatesville takes in 118 places that are larger. Within the same 50 miles lie 45 smaller Census places.
The anatomy of a Yatesville personal loan
In Yatesville, a small community of about 644, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Yatesville can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Yatesville loan is knowable in advance — unlike a revolving card balance.
What Pennsylvania law requires in Yatesville
The rows below set out what a licensed lender must follow in Pennsylvania, and so for Yatesville's roughly 644 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
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Nearby places
- Laflin, PA — population 1,455
- Pittston, PA — population 7,638
- Hughestown, PA — population 1,343
- West Pittston, PA — population 4,648
- Dupont, PA — population 2,556
- Duryea, PA — population 5,075
- Exeter, PA — population 5,524
- Avoca, PA — population 2,524