Personal loans in Laflin, PA
For a borrower among the roughly 1,455 residents of Laflin, a personal loan is a tool whose cost turns on the terms, not the address. Laflin added about 0.8% to its population between the 2020 base and the 2023 estimate.
An estimated 1,455 people make their home in Laflin, a figure that ranks 508th in Pennsylvania. For a community of about 1,455, the practical step is to compare APR across at least three lenders before committing. State law, not city hall, decides what a lender may do to Laflin's roughly 1,455 residents, and a state regulator supervises it. The nearest larger metro is Pittston, PA about 3 miles away.
The Laflin data picture
Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.
- Population: 1,455 — Laflin ranks 508th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 0.8% since the 2020 count.
- Absolute change: 11 residents added between 2020 and 2023.
- Size percentile: roughly 50% of Pennsylvania places rank below Laflin.
- Population density: 1,110 people per square mile on 1.3 square miles of land.
- By land area: Laflin ranks 345th among Pennsylvania's 1,013 places, at 1.3 sq mi.
- Within Pennsylvania: about 0.0% of the state's population lives in Laflin.
- Nationally: Laflin is the 8,798th-largest of 19,457 Census places in the dataset.
- Growth rank: Laflin ranks 114th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while Laflin moved 0.8%.
- Density rank: Laflin places 699th among Pennsylvania's places by people per square mile.
- Density vs Pennsylvania: Laflin's 1,110 people per square mile compare with a state median of 1,990.
- Location: latitude 41.2898, longitude -75.7944 (Census Gazetteer).
- Nearest larger cities: Pittston (3 mi); Wyoming (3 mi); West Pittston (3 mi); Exeter (3 mi); Dupont (4 mi). Lenders licensed in the state serve Laflin whether or not they keep a local branch.
- Smaller places close by: Yatesville (1 mi); Hughestown (3 mi); Laurel Run (6 mi).
- Smaller places within 50 miles: 78 of them.
- Larger places within 100 miles: 500.
Where Laflin sits
Laflin covers about 1.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,110 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 95 miles. Counting outward 50 miles, 89 larger communities surround Laflin. Within the same 50 miles lie 78 smaller Census places.
How Laflin compares across Pennsylvania
Set beside Pennsylvania's 1,013 places, Laflin ranks 508th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Laflin ranks 114th of 1,013 in Pennsylvania (about the 89th percentile). By density, at about 1,110 people per square mile, it ranks 699th in Pennsylvania. The population moved by about 11 people between 2020 and 2023, a 0.8% shift.
Lender access in Laflin
Laflin is a moderately settled community of about 1,455 people, with 89 larger places inside a 50-mile radius. Distance to a branch rarely matters for Laflin's 1,455 residents: the application is online and the price follows your credit file. The nearest bigger place is Pittston, PA about 3 miles away.
The anatomy of a Laflin personal loan
A Laflin personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,455 residents. A lender serving Laflin's 1,455 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Laflin decides the split between a comfortable payment and the total interest you pay.
The Pennsylvania lending rules that reach Laflin
Pennsylvania has no separate rate rule for Laflin; the sourced rows below are what reach every lender that serves its 1,455 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
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Nearby places
- Yatesville, PA — population 644
- Pittston, PA — population 7,638
- West Pittston, PA — population 4,648
- Hughestown, PA — population 1,343
- Exeter, PA — population 5,524
- Wyoming, PA — population 3,118
- Dupont, PA — population 2,556
- Duryea, PA — population 5,075