Personal loans in West Pittston, PA
Census figures put the 2020-to-2023 decrease in West Pittston at about 0.1%. The roughly 4,648 people who live in West Pittston borrow under Pennsylvania rules; city hall sets no personal-loan rate.
At about 4,648 residents, West Pittston is larger than roughly 79% of the places in Pennsylvania. The closest larger place is Pittston, PA about 1 miles away. When Pennsylvania caps or restricts a product, lenders either change the terms or withdraw it from West Pittston as from the rest of the state. Decide the purpose of the loan and your repayment plan before sharing any details with a West Pittston lender.
What the Census records for West Pittston
The figures below are West Pittston's own — Census population, land area and coordinates — followed by the Pennsylvania rules.
- Population: an estimated 4,648 residents, 208th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 0.1% between 2020 and 2023.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: bigger than about 79% of the places in Pennsylvania, with 4,648 residents in West Pittston.
- Population density: about 5,668 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: West Pittston's 0.8 square miles rank 528th of 1,013 places in Pennsylvania.
- Water area: West Pittston has 0.12 square miles of water, ranking 111th of 1,013 places in Pennsylvania.
- Share of state population: West Pittston's 4,648 residents are about 0.1% of Pennsylvania.
- Nationally: West Pittston is the 5,033rd-largest of 19,457 Census places in the dataset.
- Growth rank: West Pittston ranks 253rd among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while West Pittston moved 0.1%.
- Density rank: West Pittston is the 83rd most densely settled place in Pennsylvania.
- Against the state median: West Pittston runs about 5,668 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 41.3296, -75.8000 (US Census Bureau Gazetteer).
- Nearest larger cities: Pittston (1 mi); Exeter (1 mi); Duryea (2 mi); Old Forge (4 mi); Swoyersville (5 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Hughestown (2 mi); Yatesville (2 mi); Laflin (3 mi).
- Smaller neighbours: 125 places smaller than West Pittston sit within 50 miles.
- Larger places within 100 miles: 270.
West Pittston's place among Pennsylvania's 1,013 places
Within Pennsylvania, West Pittston holds roughly 0.1% of all residents, the 208th-largest share among 1,013 places. Its 2020-to-2023 change ranks 253rd of 1,013 Pennsylvania places, putting it near the 75th percentile for growth. Its roughly 5,668 residents per square mile place it 83rd among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 3 residents.
Pennsylvania consumer-lending rules applied in West Pittston
Read the table as a lender's compliance picture for West Pittston: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
What shapes a West Pittston personal loan
In West Pittston, a small community of about 4,648, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a West Pittston lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a West Pittston loan is knowable in advance — unlike a revolving card balance.
The geography behind West Pittston
West Pittston covers about 0.8 square miles of land, with 0.12 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 5,668 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 98 miles away. Counting outward 50 miles, 35 larger communities surround West Pittston. By land area it ranks 528th of 1,013 Pennsylvania places.
Borrowing reach in West Pittston
With about 5,668 residents per square mile, West Pittston is densely built, and 35 larger Census places sit within 50 miles. Lenders licensed in Pennsylvania reach West Pittston's 4,648 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Pittston, PA about 1 miles away.
Common questions
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Nearby places
- Pittston, PA — population 7,638
- Exeter, PA — population 5,524
- Hughestown, PA — population 1,343
- Yatesville, PA — population 644
- Duryea, PA — population 5,075
- Laflin, PA — population 1,455
- Wyoming, PA — population 3,118
- Dupont, PA — population 2,556