Personal loans in Pittston, PA
Pittston counts about 7,638 people, and what is genuinely local about borrowing here is limited — Pennsylvania law does the governing. Judge Pittston offers on total cost, not on how quickly the money arrives.
By population, Pittston sits at 110th in Pennsylvania, with an estimated 7,638 residents. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Pittston's 7,638 residents. Pittston gained roughly 0.6% in population across the 2020-to-2023 comparison. The next larger city is Old Forge, PA about 4 miles away.
Pittston: the sourced local profile
Pittston is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: 7,638 residents; Pittston is the 110th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: Up about 0.6% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 46 more since the 2020 base.
- Size percentile: roughly 89% of Pennsylvania's places have fewer residents than Pittston's 7,638.
- Density: roughly 4,992 residents per square mile, spread over 1.5 sq mi of land.
- By land area: Pittston ranks 301st among Pennsylvania's 1,013 places, at 1.5 sq mi.
- Water area rank: Pittston ranks 69th among Pennsylvania's 1,013 places, with 0.18 sq mi.
- State population share: Pittston accounts for about 0.1% of everyone in Pennsylvania.
- National rank: Pittston sits 3,782nd by population among the 19,457 places in this dataset.
- Growth in Pennsylvania: Pittston stands 138th by percentage change from 2020 to 2023, among 1,013 places.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Pittston's 0.6%.
- Density in Pennsylvania: Pittston ranks 116th by people per square mile.
- Density in context: Pittston's 4,992 people per square mile sit against a Pennsylvania median of 1,990.
- Location: the Census Gazetteer records it at 41.3279, -75.7857.
- Nearest larger cities: Old Forge (4 mi); Kingston (7 mi); Wilkes-Barre (7 mi); Scranton (8 mi); Dunmore (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: West Pittston (1 mi); Hughestown (1 mi); Yatesville (2 mi).
- Within a 50-mile radius: 146 smaller Census places.
- Larger places within 100 miles: 186.
How a Pittston personal loan is priced
In Pittston, a small town of about 7,638, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Pittston. Because the payment is fixed, the total cost of a Pittston loan is knowable in advance — unlike a revolving card balance.
Pittston's place among Pennsylvania's 1,013 places
Against Pennsylvania's other places, Pittston accounts for about 0.1% of the state's population and ranks 110th of 1,013 by size. Its 2020-to-2023 change ranks 138th of 1,013 Pennsylvania places, putting it near the 86th percentile for growth. At about 4,992 people per square mile, Pittston is the 116th most densely settled place in Pennsylvania. The population moved by about 46 people between 2020 and 2023, a 0.6% shift.
A pre-application checklist for Pittston
Before you apply in Pittston, a community of about 7,638, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Pittston-specific: the same Pennsylvania licensing and disclosure rules reach all 7,638 residents.
Pittston on the map
Pittston covers about 1.5 square miles of land, with 0.18 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 4,992 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 97 miles from Pittston. A 50-mile radius around Pittston takes in 13 places that are larger. Within the same 50 miles lie 146 smaller Census places.
How Pennsylvania law applies in Pittston
Read the table as a lender's compliance picture for Pittston: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
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Nearby places
- West Pittston, PA — population 4,648
- Hughestown, PA — population 1,343
- Yatesville, PA — population 644
- Duryea, PA — population 5,075
- Exeter, PA — population 5,524
- Laflin, PA — population 1,455
- Dupont, PA — population 2,556
- Avoca, PA — population 2,524