Personal loans in Duryea, PA
Personal loans in Duryea are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 5,075 population.
If debt is already a strain, a nonprofit credit counsellor can help Duryea residents before they take on more. By population, Duryea sits at 189th in Pennsylvania, with an estimated 5,075 residents. Rate ceilings, licensing requirements and product limits for Duryea are all set at the Pennsylvania level. Duryea gained roughly 0.7% in population across the 2020-to-2023 comparison. The nearest larger city is Pittston, PA about 2 miles away.
Borrowing in Duryea: the local picture
Two layers matter for a Duryea borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: about 5,075, ranked 189th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: About 0.7% above the 2020 Census base.
- Absolute change: 33 residents added between 2020 and 2023.
- Size percentile: Duryea sits ahead of around 81% of Pennsylvania places, at 5,075 people.
- Density: roughly 919 residents per square mile, spread over 5.5 sq mi of land.
- By land area: Duryea ranks 53rd among Pennsylvania's 1,013 places, at 5.5 sq mi.
- Water area rank: Duryea ranks 67th among Pennsylvania's 1,013 places, with 0.19 sq mi.
- Share of Pennsylvania: Duryea holds about 0.1% of the state's population, some 5,075 people.
- National rank: Duryea is the 4,785th most populous of the 19,457 Census places covered here.
- Growth in Pennsylvania: Duryea stands 133rd by percentage change from 2020 to 2023, among 1,013 places.
- Against the state trend: Duryea's 0.7% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Duryea is the 752nd most densely settled place in Pennsylvania.
- Density in context: Duryea's 919 people per square mile sit against a Pennsylvania median of 1,990.
- Location: mapped by the US Census Bureau at 41.3513, -75.7761.
- Nearest larger cities: Pittston (2 mi); Old Forge (2 mi); Exeter (3 mi); Moosic (4 mi); Taylor (4 mi). Lenders licensed in the state serve Duryea whether or not they keep a local branch.
- Smaller places nearby: Hughestown (2 mi); West Pittston (2 mi); Avoca (2 mi).
- Within a 50-mile radius: 121 smaller Census places.
- At 100 miles: 253 larger Census places fall inside that radius.
How Duryea compares across Pennsylvania
Within Pennsylvania, Duryea holds roughly 0.1% of all residents, the 189th-largest share among 1,013 places. Its 2020-to-2023 change ranks 133rd of 1,013 Pennsylvania places, putting it near the 87th percentile for growth. By density, at about 919 people per square mile, it ranks 752nd in Pennsylvania. In land area, Duryea ranks 53rd among Pennsylvania's 1,013 places.
What is available to Duryea borrowers
Duryea is moderately settled, with about 919 people per square mile and 28 larger places within 50 miles. Distance to a branch rarely matters for Duryea's 5,075 residents: the application is online and the price follows your credit file. The nearest larger city, Pittston, PA about 2 miles away.
Where Duryea sits
Duryea covers about 5.5 square miles of land, with 0.19 square miles of water inside its boundaries (Census Gazetteer). With 5,075 residents, the land area yields roughly 919 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 99 miles away. Within 50 miles of Duryea there are 28 larger Census places. The 100-mile radius contains 253 larger places.
A practical checklist for Duryea borrowers
These steps shape the offer you get in Duryea, a place of about 5,075 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Pennsylvania licence with the regulator named above before committing.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
In Duryea as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 5,075 residents.
Which Pennsylvania laws govern a loan in Duryea
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Duryea is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
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Nearby places
- Hughestown, PA — population 1,343
- Pittston, PA — population 7,638
- West Pittston, PA — population 4,648
- Avoca, PA — population 2,524
- Old Forge, PA — population 8,612
- Dupont, PA — population 2,556
- Yatesville, PA — population 644
- Exeter, PA — population 5,524