Personal loans in Wright, WY
Census figures put the 2020-to-2023 increase in Wright at about 0.4%. A lender serving Wright holds a Wyoming licence and answers to a Wyoming regulator; no city office is involved for its 1,653 residents.
Roughly 1,653 residents live in Wright, the 34th-largest community in Wyoming. The next larger city is Gillette, WY about 36 miles away. Which products a lender may offer to Wright's 1,653 residents follows from the Wyoming consumer-lending framework. Work out your debt-to-income ratio first; lenders weigh it heavily, and Wright's 1,653 residents are no exception.
Wright: the sourced local profile
Set out below is Wright's local context next to the state-level rules that reach every lender here.
- Population: 1,653 — Wright ranks 34th of 99 communities in Wyoming (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 0.4% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 7 residents.
- Size percentile: with 1,653 residents, Wright is larger than about 66% of Wyoming's Census places.
- Density: roughly 544 residents per square mile, spread over 3.0 sq mi of land.
- By land area: Wright ranks 31st among Wyoming's 99 places, at 3.0 sq mi.
- State population share: Wright accounts for about 0.4% of everyone in Wyoming.
- National rank: Wright is 8,344th of 19,457 places nationwide.
- Growth rank: Wright ranks 55th among Wyoming's 99 places for the 2020-to-2023 change.
- State comparison: Wyoming's places average +1.7% for 2020-to-2023, against Wright's 0.4%.
- Density in Wyoming: Wright ranks 58th by people per square mile.
- Density in context: Wright's 544 people per square mile sit against a Wyoming median of 699.
- Location: 43.7492 / -105.4948, per the US Census Bureau Gazetteer.
- Nearest larger cities: Gillette (36 mi); Glenrock (64 mi); Newcastle (65 mi); Douglas (69 mi); Bar Nunn (71 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Edgerton (44 mi); Moorcroft (45 mi); Midwest (46 mi), each with its own Census population profile.
- Smaller places within 50 miles: 4 of them.
- Within 100 miles: 12 places are larger than Wright.
What Wyoming law requires in Wright
The rows below set out what a licensed lender must follow in Wyoming, and so for Wright's roughly 1,653 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online Source says: Licensing is mandatory for every location where business is regularly conducted | Wyoming Division of Banking as of 2026-09-16 |
What is available to Wright borrowers
With about 544 residents per square mile, Wright is moderately settled, and 1 larger Census places sit within 50 miles. A Wyoming licence lets a lender serve Wright without a local office, so branch density does not change what its 1,653 residents are offered. The nearest larger city, Gillette, WY about 36 miles away.
Wright in state context
Within Wyoming, Wright holds roughly 0.4% of all residents, the 34th-largest share among 99 places. On the 2020-to-2023 trend, Wright stands 55th among Wyoming's 99 places — roughly the 44th percentile. By density, at about 544 people per square mile, it ranks 58th in Wyoming. In land area, Wright ranks 31st among Wyoming's 99 places.
Wright on the map
Wright covers about 3.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 544 residents per square mile. For the state's biggest city, Cheyenne, the distance is roughly 185 miles. Wright has 1 larger places within a 50-mile radius. The 100-mile radius contains 12 larger places.
How a Wright personal loan is priced
A Wright personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,653 residents. Federal Truth in Lending rules require a Wright lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Wright loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Gillette, WY — population 33,496
- Moorcroft, WY — population 1,001
- Edgerton, WY — population 154
- Midwest, WY — population 286
- Pine Haven, WY — population 543
- Rolling Hills, WY — population 426
- Upton, WY — population 888
- Glenrock, WY — population 2,421