Personal loans in Upton, WY

Upton shed about 0.7% of its population between the 2020 base and the 2023 estimate. State law, not city hall, decides what a lender may do to Upton's roughly 888 residents, and a state regulator supervises it. Verify the lender's Wyoming licence against the regulator named below before borrowing in Upton. The next larger city is Moorcroft, WY about 19 miles away.

Upton by the numbers

Here is the sourced Census picture for Upton, plus the Wyoming lending rules that apply to a loan taken out here.

• Population: a Census-estimated 888, 45th among Wyoming's 99 places (Vintage 2023).
• Population trend: Lower by roughly 0.7% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
• Size percentile: with 888 residents, Upton is larger than about 55% of Wyoming's Census places.
• Population density: about 343 people per square mile across 2.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Upton's 2.6 square miles rank 35th of 99 places in Wyoming.
• Within Wyoming: about 0.2% of the state's population lives in Upton.
• National rank: Upton is 10,745th of 19,457 places nationwide.
• Growth in Wyoming: Upton stands 76th by percentage change from 2020 to 2023, among 99 places.
• State comparison: Wyoming's places average +1.7% for 2020-to-2023, against Upton's 0.7%.
• Density in Wyoming: Upton ranks 72nd by people per square mile.
• Density vs Wyoming: Upton's 343 people per square mile compare with a state median of 699.
• Location: 44.1040, -104.6365 (US Census Bureau Gazetteer).
• Nearest larger cities: Moorcroft (19 mi); Sundance (25 mi); Newcastle (28 mi); Gillette (44 mi); Lead (46 mi). Lenders licensed in the state serve Upton whether or not they keep a local branch.
• Smaller towns nearby: Pine Haven (19 mi); Hulett (40 mi); Central City (47 mi).
• Smaller places within 50 miles: 3 of them.
• At 100 miles: 19 larger Census places fall inside that radius.

Upton's place among Wyoming's 99 places

Among Wyoming's 99 places, Upton sits at 45th for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, Upton ranks 76th of 99 in Wyoming (about the 23th percentile). By density, at about 343 people per square mile, it ranks 72nd in Wyoming. By land area, its 2.6 square miles rank 35th of 99 places in Wyoming.

Getting a loan in Upton

Upton is a lightly settled community of about 888 people, with 8 larger places inside a 50-mile radius. A Wyoming licence lets a lender serve Upton without a local office, so branch density does not change what its 888 residents are offered. For a larger market, the closest option is Moorcroft, WY about 19 miles away.

What Wyoming law requires in Upton

Read the table as a lender's compliance picture for Upton: the rule, the sourced figure, the publisher and the date.

What to do before borrowing in Upton

A sensible order of operations for a loan in Upton, home to about 888 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Wyoming regulator's records to confirm the lender is licensed here.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Upton as elsewhere in Wyoming, the written terms — not the advertisement — are what count for its 888 residents.

Land, water and location for Upton

Inside Upton's boundaries lie about 2.6 square miles of land, with no significant water area recorded. Spread across it are roughly 343 residents per square mile. The largest place in Wyoming, Cheyenne, lies about 206 miles away. Within 50 miles of Upton there are 8 larger Census places. By land area it ranks 35th of 99 Wyoming places.