Personal loans in Pine Haven, WY

The nearest larger metro is Moorcroft, WY about 9 miles away. Population in Pine Haven climbed about 9.9% over the three years from 2020 to 2023. A single loan can carry different costs on either side of a state line, and Pine Haven sits on the Wyoming side of that line. Verify the lender's Wyoming licence against the regulator named below before borrowing in Pine Haven.

Borrowing in Pine Haven: the local picture

Pine Haven is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 543 people live here, which puts Pine Haven 51st of 99 Census places in Wyoming (Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 9.9%.
• Absolute change: 49 residents added between 2020 and 2023.
• Size percentile: Pine Haven's 543 people outrank roughly 48% of the places in Wyoming.
• Density: roughly 412 residents per square mile, spread over 1.3 sq mi of land.
• Land area: Pine Haven covers 1.3 square miles, the 55th-largest area among Wyoming's 99 places.
• Within Wyoming: about 0.1% of the state's population lives in Pine Haven.
• National rank: Pine Haven sits 12,826th by population among the 19,457 places in this dataset.
• Growth in Wyoming: Pine Haven stands 6th by percentage change from 2020 to 2023, among 99 places.
• Against the state trend: Pine Haven's 9.9% change compares with a Wyoming average of +1.7% across its 99 places.
• Density in Wyoming: Pine Haven ranks 66th by people per square mile.
• Density in context: Pine Haven's 412 people per square mile sit against a Wyoming median of 699.
• Location: 44.3534, -104.8105 (Census Gazetteer coordinates).
• Nearest larger cities: Moorcroft (9 mi); Upton (19 mi); Sundance (22 mi); Gillette (34 mi); Newcastle (46 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Hulett (25 mi); Central City (51 mi); Fruitdale (59 mi) — useful context for the surrounding area.
• Smaller neighbours: 1 places smaller than Pine Haven sit within 50 miles.
• Larger places within 100 miles: 23.

The Wyoming lending rules that reach Pine Haven

For the roughly 543 residents of Pine Haven, the rules below are Wyoming's own; each row carries its publisher and retrieval date.

How personal loans work in Pine Haven

In Pine Haven, a small community of about 543, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Pine Haven's 543 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Pine Haven loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Pine Haven sits

Pine Haven's land area is roughly 1.3 square miles, and the Gazetteer records no significant water area within it. That land carries about 412 people per square mile. The largest place in Wyoming, Cheyenne, lies about 223 miles away. Counting outward 50 miles, 6 larger communities surround Pine Haven. Within the same 50 miles lie 1 smaller Census places.

Pine Haven's place among Wyoming's 99 places

Within Wyoming, Pine Haven holds roughly 0.1% of all residents, the 51st-largest share among 99 places. Its 2020-to-2023 change ranks 6th of 99 Wyoming places, putting it near the 94th percentile for growth. At about 412 people per square mile, Pine Haven is the 66th most densely settled place in Wyoming. By land area, its 1.3 square miles rank 55th of 99 places in Wyoming.

Steps to take before a Pine Haven loan

Complete these steps first when you borrow in Pine Haven (543 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Wyoming licence with the regulator named above before committing.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Pine Haven-specific: the same Wyoming licensing and disclosure rules reach all 543 residents.