Personal loans in Edgerton, WY
An estimated 154 people make their home in Edgerton, a figure that ranks 84th in Wyoming. Edgerton, Wyoming — home to about 154 people — is a small community, so the terms you are offered follow Wyoming law rather than any local rule.
For practical purposes, Edgerton's population was stable from the 2020 base to the 2023 estimate. Decide the purpose of the loan and your repayment plan before sharing any details with a Edgerton lender. When Wyoming caps or restricts a product, lenders either change the terms or withdraw it from Edgerton as from the rest of the state. The nearest larger metro is Midwest, WY about 2 miles away.
Borrowing in Edgerton: the local picture
Set out below is Edgerton's local context next to the state-level rules that reach every lender here.
- Population: the Census counts 154 residents in Edgerton (Vintage 2023 subcounty estimate), the 84th-largest figure among Wyoming's 99 places.
- Population trend: Little measurable movement between 2020 and 2023.
- Size percentile: roughly 15% of Wyoming's places have fewer residents than Edgerton's 154.
- Population density: about 517 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Edgerton ranks 85th among Wyoming's 99 places, at 0.3 sq mi.
- Share of state population: Edgerton's 154 residents are about 0.0% of Wyoming.
- Nationally: Edgerton is the 17,231st-largest of 19,457 Census places in the dataset.
- Growth rank: Edgerton's 2020-to-2023 change ranks 65th of 99 places in Wyoming.
- Against the state trend: Edgerton's 0.0% change compares with a Wyoming average of +1.7% across its 99 places.
- Density rank: Edgerton is the 60th most densely settled place in Wyoming.
- Density vs Wyoming: Edgerton's 517 people per square mile compare with a state median of 699.
- Location: coordinates 43.4134, -106.2474 (US Census Bureau Gazetteer).
- Nearest larger cities: Midwest (2 mi); Kaycee (28 mi); Bar Nunn (34 mi); Evansville (37 mi); Mills (40 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Lost Springs (80 mi); Clearmont (85 mi); Manville (93 mi).
- Smaller neighbours: 0 places smaller than Edgerton sit within 50 miles.
- Larger places within 100 miles: 21.
Getting a loan in Edgerton
At roughly 517 people per square mile, Edgerton is moderately settled; 9 larger places lie within 50 miles. Whether Edgerton has a local branch or not, a Wyoming-licensed lender can serve its 154 people online on the same terms. The nearest larger city, Midwest, WY about 2 miles away.
Edgerton against the rest of Wyoming
Edgerton is the 84th-largest of 99 Census places in Wyoming and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 65th of 99 Wyoming places, putting it near the 34th percentile for growth. By density, at about 517 people per square mile, it ranks 60th in Wyoming. Within 50 miles sit 0 smaller Census places, alongside the 9 that are larger.
Edgerton on the map
Edgerton's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 517 residents per square mile. The state's population centre of gravity, Cheyenne, is roughly 175 miles away. Within 50 miles of Edgerton there are 9 larger Census places. Within the same 50 miles lie 0 smaller Census places.
The state rulebook for Edgerton
For the roughly 154 residents of Edgerton, the rules below are Wyoming's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
The anatomy of a Edgerton personal loan
In Edgerton, a small community of about 154, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Edgerton's rank of 84th in Wyoming: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Edgerton loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Midwest, WY — population 286
- Kaycee, WY — population 281
- Bar Nunn, WY — population 3,001
- Evansville, WY — population 2,778
- Casper, WY — population 58,720
- Mills, WY — population 4,517
- Rolling Hills, WY — population 426
- Glenrock, WY — population 2,421