Personal loans in Evansville, WY
Personal loans in Evansville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 2,778 population. At about 2,778 residents, Evansville is larger than roughly 77% of the places in Wyoming. Use the calculator on this page to price an amount and term before you commit in Evansville. The trend for Evansville between 2020 and 2023 is upward by roughly 0.4%. A single loan can carry different costs on either side of a state line, and Evansville sits on the Wyoming side of that line. A larger market lies at Casper, WY about 4 miles away.
Evansville by the numbers
Read the local figures below as context; read the sourced Wyoming table as the rulebook a lender here must follow.
- Population: an estimated 2,778 residents, 23rd of 99 places in Wyoming (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 0.4% more residents than the 2020 Census counted.
- People gained or lost: about 11 more since the 2020 base.
- Size percentile: with 2,778 residents, Evansville is larger than about 77% of Wyoming's Census places.
- Land and density: 3.9 square miles of land carry roughly 707 residents per square mile.
- By land area: Evansville ranks 23rd among Wyoming's 99 places, at 3.9 sq mi.
- Within Wyoming: about 0.7% of the state's population lives in Evansville.
- National rank: Evansville sits 6,513th by population among the 19,457 places in this dataset.
- Growth rank: Evansville's 2020-to-2023 change ranks 56th of 99 places in Wyoming.
- Versus Wyoming: the state average change is +1.7%, while Evansville moved 0.4%.
- Density rank: Evansville places 49th among Wyoming's places by people per square mile.
- Against the state median: Evansville runs about 707 residents per square mile, where the Wyoming median is 699.
- Location: 42.8760, -106.2678 (Census Gazetteer coordinates).
- Nearest larger cities: Casper (4 mi); Bar Nunn (5 mi); Mills (6 mi); Douglas (45 mi); Wheatland (88 mi). Living near a larger metro rarely changes what is available in Evansville.
- Smaller communities close by: Glenrock (21 mi); Rolling Hills (22 mi); Midwest (37 mi), each with its own Census population profile.
- Within a 50-mile radius: 4 smaller Census places.
- At 100 miles: 6 larger Census places fall inside that radius.
A practical checklist for Evansville borrowers
Complete these steps first when you borrow in Evansville (2,778 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Check the Wyoming regulator's records to confirm the lender is licensed here.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
The process is identical across Wyoming; what changes is your credit file, not the fact that Evansville holds 2,778 people.
How Wyoming law applies in Evansville
These are Wyoming's sourced lending facts as they reach Evansville's 2,778 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online Source says: Licensing is mandatory for every location where business is regularly conducted | Wyoming Division of Banking as of 2026-09-16 |
Where Evansville sits
Evansville covers about 3.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 707 people per square mile. For the state's biggest city, Cheyenne, the distance is roughly 143 miles. Within 50 miles of Evansville there are 4 larger Census places. By land area it ranks 23rd of 99 Wyoming places.
Borrowing reach in Evansville
Evansville is a moderately settled community of about 2,778 people, with 4 larger places inside a 50-mile radius. Whether Evansville has a local branch or not, a Wyoming-licensed lender can serve its 2,778 people online on the same terms. For a larger market, the closest option is Casper, WY about 4 miles away.
The anatomy of a Evansville personal loan
In Evansville, a small community of about 2,778, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Evansville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Evansville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Evansville if my credit is poor?
What loan size can I expect in Evansville?
Do I have to pledge anything to borrow in Evansville?
Does comparing loans in Evansville cost me credit score points?
Nearby places
- Casper, WY — population 58,720
- Bar Nunn, WY — population 3,001
- Mills, WY — population 4,517
- Glenrock, WY — population 2,421
- Rolling Hills, WY — population 426
- Midwest, WY — population 286
- Edgerton, WY — population 154
- Douglas, WY — population 6,449