Personal loans in Rolling Hills, WY

Rolling Hills shed about 0.2% of its population between the 2020 base and the 2023 estimate. If you are weighing a personal loan in Rolling Hills, start from the payment you can carry; its 426 residents face the same statewide rules.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Census estimates 426 residents in Rolling Hills, which ranks it 59th of 99 places in Wyoming. Borrowers who want a bigger city can look to Glenrock, WY about 3 miles away. State law, not city hall, decides what a lender may do to Rolling Hills's roughly 426 residents, and a state regulator supervises it. Read the disclosure for an origination fee and any prepayment penalty before signing in Rolling Hills.

Local context for Rolling Hills

Here is the sourced Census picture for Rolling Hills, plus the Wyoming lending rules that apply to a loan taken out here.

Where Rolling Hills sits in Wyoming

Within Wyoming, Rolling Hills holds roughly 0.1% of all residents, the 59th-largest share among 99 places. For population change between 2020 and 2023, Rolling Hills ranks 70th of 99 in Wyoming (about the 29th percentile). Its roughly 618 residents per square mile place it 54th among Wyoming's places. By land area, its 0.7 square miles rank 73rd of 99 places in Wyoming.

What Wyoming law requires in Rolling Hills

Every row below records a Wyoming rule, its publisher and its retrieval date — the same rules a Rolling Hills lender must follow.

RuleDetailSource
State lending regulatorWyoming Division of Banking
Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies.
Wyoming Division of Banking
as of 2026-09-16
Small-loan / installment lender licensingConsumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online
Source says: Licensing is mandatory for every location where business is regularly conducted
Wyoming Division of Banking
as of 2026-09-16
Maximum legal interest rate (usury cap)36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g))
Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal
Wyoming Legislature (Wyoming Statutes)
as of 2026-09-16

What shapes a Rolling Hills personal loan

A Rolling Hills personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 426 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Rolling Hills. A longer term lowers the monthly payment on a Rolling Hills loan but raises total interest, so the smallest payment is not the cheapest loan.

The geography behind Rolling Hills

Rolling Hills's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 618 people per square mile. For the state's biggest city, Cheyenne, the distance is roughly 134 miles. Within 50 miles of Rolling Hills there are 6 larger Census places. Within the same 50 miles lie 4 smaller Census places.

Borrowing reach in Rolling Hills

Rolling Hills is moderately settled, with about 618 people per square mile and 6 larger places within 50 miles. A Wyoming licence lets a lender serve Rolling Hills without a local office, so branch density does not change what its 426 residents are offered. For a larger market, the closest option is Glenrock, WY about 3 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Rolling Hills if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Rolling Hills is the same as anywhere in Wyoming.
What loan size can I expect in Rolling Hills?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Rolling Hills?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Rolling Hills cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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