Personal loans in Woodbury, PA

Woodbury, Pennsylvania — home to about 283 people — is a small community, so the terms you are offered follow Pennsylvania law rather than any local rule. State law, not city hall, decides what a lender may do to Woodbury's roughly 283 residents, and a state regulator supervises it. Use the calculator on this page to price an amount and term before you commit in Woodbury. For a bigger market, look to Martinsburg, PA about 6 miles away.

What the Census records for Woodbury

Most of what governs a Woodbury loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.

• Population: 283 — Woodbury ranks 878th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: Roughly 1.0% fewer residents than the 2020 Census counted.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: roughly 13% of Pennsylvania places rank below Woodbury.
• Population density: about 2,211 people per square mile (Census land area 0.1 sq mi).
• By land area: Woodbury ranks 975th among Pennsylvania's 1,013 places, at 0.1 sq mi.
• State share: roughly 0.0% of Pennsylvania's residents live in Woodbury (283 people).
• National standing: Woodbury ranks 15,326th of 19,457 US places.
• Growth rank: Woodbury's 2020-to-2023 change ranks 463rd of 1,013 places in Pennsylvania.
• Against the state trend: Woodbury's 1.0% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density in Pennsylvania: Woodbury ranks 460th by people per square mile.
• Density in context: Woodbury's 2,211 people per square mile sit against a Pennsylvania median of 1,990.
• Location: 40.2253 / -78.3660, per the US Census Bureau Gazetteer.
• Nearest larger cities: Martinsburg (6 mi); Saxton (6 mi); Roaring Spring (8 mi); Broad Top City (12 mi); Hollidaysburg (14 mi). Online lenders reach Woodbury no matter how far the nearest branch is.
• Smaller towns nearby: Hopewell (8 mi); Coalmont (9 mi); Coaldale (9 mi).
• Smaller neighbours: 39 places smaller than Woodbury sit within 50 miles.
• At 100 miles: 535 larger Census places fall inside that radius.

What Pennsylvania law requires in Woodbury

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Woodbury's roughly 283 residents.

Where Woodbury sits

Woodbury's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 2,211 residents per square mile. The largest place in Pennsylvania, Philadelphia, lies about 171 miles away. Within 50 miles of Woodbury there are 103 larger Census places. By land area it ranks 975th of 1,013 Pennsylvania places.

Woodbury against the rest of Pennsylvania

Set beside Pennsylvania's 1,013 places, Woodbury ranks 878th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 463rd of 1,013 Pennsylvania places, putting it near the 54th percentile for growth. At about 2,211 people per square mile, Woodbury is the 460th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 3 residents.

What is available to Woodbury borrowers

Woodbury is fairly dense, with about 2,211 people per square mile and 103 larger places within 50 miles. Distance to a branch rarely matters for Woodbury's 283 residents: the application is online and the price follows your credit file. The nearest bigger place is Martinsburg, PA about 6 miles away.

Inside a Woodbury personal loan

A Woodbury personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 283 residents. Because pricing is borrower-level, two people in Woodbury can be quoted different APRs on the same amount and term. Shortening the term on a Woodbury loan raises the monthly payment but cuts the interest; lengthening it does the reverse.