Personal loans in Coalmont, PA

An estimated 89 people make their home in Coalmont, a figure that ranks 993rd in Pennsylvania. If you are weighing a personal loan in Coalmont, start from the payment you can carry; its 89 residents face the same statewide rules.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Judge Coalmont offers on total cost, not on how quickly the money arrives. When Pennsylvania caps or restricts a product, lenders either change the terms or withdraw it from Coalmont as from the rest of the state. Population in Coalmont dropped about 2.2% over the three years from 2020 to 2023. For a bigger market, look to Dudley, PA about 1 miles away.

Local context for Coalmont

Most of what governs a Coalmont loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.

Where Coalmont sits in Pennsylvania

Among Pennsylvania's 1,013 places, Coalmont sits at 993rd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Coalmont ranks 704th of 1,013 in Pennsylvania (about the 31th percentile). At about 742 people per square mile, Coalmont is the 790th most densely settled place in Pennsylvania. In land area, Coalmont ranks 977th among Pennsylvania's 1,013 places.

Coalmont on the map

The Census Gazetteer records about 0.1 square miles of land within Coalmont, with no significant water area listed. The resulting density is about 742 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 163 miles from Coalmont. Counting outward 50 miles, 130 larger communities surround Coalmont. The 100-mile radius contains 589 larger places.

Getting a loan in Coalmont

Coalmont is a moderately settled community of about 89 people, with 130 larger places inside a 50-mile radius. Distance to a branch rarely matters for Coalmont's 89 residents: the application is online and the price follows your credit file. The nearest bigger place is Dudley, PA about 1 miles away.

What shapes a Coalmont personal loan

Coalmont is a small community of about 89 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Coalmont can be quoted different APRs on the same amount and term. Shortening the term on a Coalmont loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The state rulebook for Coalmont

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Coalmont's roughly 89 residents.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).
Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Coalmont if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Coalmont is the same as anywhere in Pennsylvania.
What loan size can I expect in Coalmont?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Coalmont?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Coalmont cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related