Personal loans in Coalmont, PA
An estimated 89 people make their home in Coalmont, a figure that ranks 993rd in Pennsylvania. If you are weighing a personal loan in Coalmont, start from the payment you can carry; its 89 residents face the same statewide rules.
Judge Coalmont offers on total cost, not on how quickly the money arrives. When Pennsylvania caps or restricts a product, lenders either change the terms or withdraw it from Coalmont as from the rest of the state. Population in Coalmont dropped about 2.2% over the three years from 2020 to 2023. For a bigger market, look to Dudley, PA about 1 miles away.
Local context for Coalmont
Most of what governs a Coalmont loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.
- Population: 89 residents; Coalmont is the 993rd-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: Down about 2.2% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 2 fewer since the 2020 base.
- Size percentile: about 2% of Pennsylvania communities are smaller than Coalmont (89 residents).
- Population density: 742 people per square mile on 0.1 square miles of land.
- Land area rank: Coalmont's 0.1 square miles rank 977th of 1,013 places in Pennsylvania.
- State share: roughly 0.0% of Pennsylvania's residents live in Coalmont (89 people).
- National rank: Coalmont sits 18,318th by population among the 19,457 places in this dataset.
- Growth in Pennsylvania: Coalmont stands 704th by percentage change from 2020 to 2023, among 1,013 places.
- Versus Pennsylvania: the state average change is -0.9%, while Coalmont moved 2.2%.
- Density rank: Coalmont places 790th among Pennsylvania's places by people per square mile.
- Density in context: Coalmont's 742 people per square mile sit against a Pennsylvania median of 1,990.
- Location: mapped by the US Census Bureau at 40.2112, -78.2000.
- Nearest larger cities: Dudley (1 mi); Saxton (2 mi); Coaldale (3 mi); Broad Top City (3 mi); Hopewell (6 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Valley-Hi (12 mi); St. Clairsville (17 mi); Shade Gap (18 mi).
- Smaller neighbours: 6 places smaller than Coalmont sit within 50 miles.
- At 100 miles: 589 larger Census places fall inside that radius.
Where Coalmont sits in Pennsylvania
Among Pennsylvania's 1,013 places, Coalmont sits at 993rd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Coalmont ranks 704th of 1,013 in Pennsylvania (about the 31th percentile). At about 742 people per square mile, Coalmont is the 790th most densely settled place in Pennsylvania. In land area, Coalmont ranks 977th among Pennsylvania's 1,013 places.
Coalmont on the map
The Census Gazetteer records about 0.1 square miles of land within Coalmont, with no significant water area listed. The resulting density is about 742 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 163 miles from Coalmont. Counting outward 50 miles, 130 larger communities surround Coalmont. The 100-mile radius contains 589 larger places.
Getting a loan in Coalmont
Coalmont is a moderately settled community of about 89 people, with 130 larger places inside a 50-mile radius. Distance to a branch rarely matters for Coalmont's 89 residents: the application is online and the price follows your credit file. The nearest bigger place is Dudley, PA about 1 miles away.
What shapes a Coalmont personal loan
Coalmont is a small community of about 89 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Coalmont can be quoted different APRs on the same amount and term. Shortening the term on a Coalmont loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The state rulebook for Coalmont
The rows below set out what a licensed lender must follow in Pennsylvania, and so for Coalmont's roughly 89 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
Common questions
What are my options in Coalmont if my credit is poor?
What loan size can I expect in Coalmont?
Do I have to pledge anything to borrow in Coalmont?
Does comparing loans in Coalmont cost me credit score points?
Nearby places
- Dudley, PA — population 180
- Coaldale, PA — population 128
- Saxton, PA — population 713
- Broad Top City, PA — population 360
- Hopewell, PA — population 187
- Martinsburg, PA — population 1,830
- Woodbury, PA — population 283
- Marklesburg, PA — population 196