Personal loans in Coaldale, PA

With roughly 128 residents, Coaldale is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city. Census figures put the 2020-to-2023 decrease in Coaldale at about 1.5%. Decide the purpose of the loan and your repayment plan before sharing any details with a Coaldale lender. To lend to Coaldale's 128 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. A larger market lies at Dudley, PA about 3 miles away.

Where Coaldale stands

Two layers matter for a Coaldale borrower: the local population picture and Pennsylvania's consumer-lending statutes.

• Population: a Census-estimated 128, 976th among Pennsylvania's 1,013 places (Vintage 2023).
• Population trend: Roughly 1.5% fewer residents than the 2020 Census counted.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: roughly 4% of Pennsylvania's places have fewer residents than Coaldale's 128.
• Land and density: 0.0 square miles of land carry roughly 3,765 residents per square mile.
• Land area: Coaldale covers 0.0 square miles, the 1,011th-largest area among Pennsylvania's 1,013 places.
• Share of state population: Coaldale's 128 residents are about 0.0% of Pennsylvania.
• Nationally: Coaldale is the 17,632nd-largest of 19,457 Census places in the dataset.
• Growth rank: Coaldale ranks 556th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Against the state trend: Coaldale's 1.5% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Coaldale is the 218th most densely settled place in Pennsylvania.
• Density in context: Coaldale's 3,765 people per square mile sit against a Pennsylvania median of 1,990.
• Location: mapped by the US Census Bureau at 40.1674, -78.2166.
• Nearest larger cities: Dudley (3 mi); Hopewell (3 mi); Saxton (4 mi); Broad Top City (5 mi); Woodbury (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller places: Coalmont (3 mi); Valley-Hi (9 mi); St. Clairsville (16 mi).
• Smaller places within 50 miles: 8 of them.
• At 100 miles: 576 larger Census places fall inside that radius.

What to do before borrowing in Coaldale

For Coaldale's roughly 128 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Pennsylvania licence with the regulator listed on this page.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Coaldale holds 128 people.

What shapes a Coaldale personal loan

Coaldale is a small community of about 128 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Coaldale can be quoted different APRs on the same amount and term. Shortening the term on a Coaldale loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What Pennsylvania law requires in Coaldale

Pennsylvania has no separate rate rule for Coaldale; the sourced rows below are what reach every lender that serves its 128 people.

Coaldale against the rest of Pennsylvania

Among Pennsylvania's 1,013 places, Coaldale sits at 976th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Coaldale ranks 556th of 1,013 in Pennsylvania (about the 45th percentile). At about 3,765 people per square mile, Coaldale is the 218th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 2 residents.

What is available to Coaldale borrowers

Coaldale is a fairly dense community of about 128 people, with 126 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve Coaldale without a local office, so branch density does not change what its 128 residents are offered. The nearest bigger place is Dudley, PA about 3 miles away.