Personal loans in Newry, PA

A lender serving Newry holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 231 residents. Newry is one of 1,013 Census places in Pennsylvania; its 231 residents put it at 908th.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Over 2020 to 2023, Newry recorded almost no population movement. For the 231 people in Newry, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Newry loan. The next larger city is Duncansville, PA about 2 miles away.

Newry: the sourced local profile

Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.

Pennsylvania rules behind a Newry personal loan

This table holds the Pennsylvania rate and licensing rules for consumer loans made to Newry's 231 residents.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16

Where Newry sits in Pennsylvania

Set beside Pennsylvania's 1,013 places, Newry ranks 908th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Newry stands 234th among Pennsylvania's 1,013 places — roughly the 77th percentile. By density, at about 2,357 people per square mile, it ranks 433rd in Pennsylvania. Between 2020 and 2023 the count changed by roughly 0 residents.

What shapes a Newry personal loan

In Newry, a small community of about 231, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Newry's 231 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Newry loan but raises total interest, so the smallest payment is not the cheapest loan.

Newry: area, density and distance

Inside Newry's boundaries lie about 0.1 square miles of land, with no significant water area recorded. With 231 residents, the land area yields roughly 2,357 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 176 miles. A 50-mile radius around Newry takes in 110 places that are larger. By land area it ranks 991st of 1,013 Pennsylvania places.

What is available to Newry borrowers

Newry is fairly dense, with about 2,357 people per square mile and 110 larger places within 50 miles. Distance to a branch rarely matters for Newry's 231 residents: the application is online and the price follows your credit file. The nearest larger city, Duncansville, PA about 2 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Newry if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Newry is the same as anywhere in Pennsylvania.
What loan size can I expect in Newry?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Newry?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Newry cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related