Personal loans in Duncansville, PA

With roughly 1,216 residents, Duncansville is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city. Rate ceilings, licensing requirements and product limits for Duncansville are all set at the Pennsylvania level. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Duncansville. The nearest larger metro is Hollidaysburg, PA about 2 miles away.

What the Census records for Duncansville

Here is the sourced Census picture for Duncansville, plus the Pennsylvania lending rules that apply to a loan taken out here.

• Population: 1,216 people, a figure that places Duncansville 555th among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 2.8%.
• Change in people: the 2020-to-2023 comparison is a loss of about 35 residents.
• Size percentile: about 45% of Pennsylvania communities are smaller than Duncansville (1,216 residents).
• Population density: 2,286 people per square mile on 0.5 square miles of land.
• Land area: Duncansville covers 0.5 square miles, the 706th-largest area among Pennsylvania's 1,013 places.
• State population share: Duncansville accounts for about 0.0% of everyone in Pennsylvania.
• National rank: Duncansville is the 9,496th most populous of the 19,457 Census places covered here.
• Growth rank: Duncansville ranks 866th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Against the state trend: Duncansville's 2.8% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Duncansville places 444th among Pennsylvania's places by people per square mile.
• Density vs Pennsylvania: Duncansville's 2,286 people per square mile compare with a state median of 1,990.
• Location: 40.4263, -78.4303 (US Census Bureau Gazetteer).
• Nearest larger cities: Hollidaysburg (2 mi); Altoona (6 mi); Roaring Spring (7 mi); Gallitzin (8 mi); Cresson (9 mi). Lenders licensed in the state serve Duncansville whether or not they keep a local branch.
• Smaller communities within reach: Newry (2 mi); Tunnelhill (7 mi); Sankertown (9 mi).
• Smaller places within 50 miles: 103 of them.
• At 100 miles: 304 larger Census places fall inside that radius.

Duncansville against the rest of Pennsylvania

Among Pennsylvania's 1,013 places, Duncansville sits at 555th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 866th of 1,013 Pennsylvania places, putting it near the 15th percentile for growth. By density, at about 2,286 people per square mile, it ranks 444th in Pennsylvania. By land area, its 0.5 square miles rank 706th of 1,013 places in Pennsylvania.

Which Pennsylvania laws govern a loan in Duncansville

Read the table as a lender's compliance picture for Duncansville: the rule, the sourced figure, the publisher and the date.

The geography behind Duncansville

Inside Duncansville's boundaries lie about 0.5 square miles of land, with no significant water area recorded. The resulting density is about 2,286 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 176 miles away. Counting outward 50 miles, 41 larger communities surround Duncansville. By land area it ranks 706th of 1,013 Pennsylvania places.

Inside a Duncansville personal loan

Duncansville is a small community of about 1,216 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Duncansville lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Duncansville loan is knowable in advance — unlike a revolving card balance.

Before you apply in Duncansville

A sensible order of operations for a loan in Duncansville, home to about 1,216 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Pennsylvania regulator's records to confirm the lender is licensed here.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Duncansville-specific: the same Pennsylvania licensing and disclosure rules reach all 1,216 residents.