Personal loans in Hollidaysburg, PA

A personal loan in Hollidaysburg is priced from your credit file and income, not from the fact that the city holds 5,506 people. About 5,506 people live in Hollidaysburg, placing it 169th of 1,013 Census places in Pennsylvania. The closest larger city is Altoona, PA about 5 miles away. A 2020-to-2023 comparison shows Hollidaysburg down by about 2.5%. Which products a lender may offer to Hollidaysburg's 5,506 residents follows from the Pennsylvania consumer-lending framework. Price two or three terms so you can see which payment is truly affordable in Hollidaysburg.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Hollidaysburg: population, trend and location

Here is the sourced Census picture for Hollidaysburg, plus the Pennsylvania lending rules that apply to a loan taken out here.

Hollidaysburg's place among Pennsylvania's 1,013 places

Among Pennsylvania's 1,013 places, Hollidaysburg sits at 169th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 767th of 1,013 Pennsylvania places, putting it near the 24th percentile for growth. Its roughly 2,359 residents per square mile place it 432nd among Pennsylvania's places. The population moved by about 139 people between 2020 and 2023, a 2.5% shift.

The geography behind Hollidaysburg

Hollidaysburg covers about 2.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 5,506 residents, the land area yields roughly 2,359 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 174 miles away. A 50-mile radius around Hollidaysburg takes in 10 places that are larger. Within the same 50 miles lie 133 smaller Census places.

What to do before borrowing in Hollidaysburg

These steps shape the offer you get in Hollidaysburg, a place of about 5,506 people:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Test your amount and term in the personal loan calculator first.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Confirm the Pennsylvania licence with the regulator named above before committing.
  5. Pick the shortest term whose payment you can comfortably afford.
  6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  7. Write down the purpose of the loan and your repayment plan before you apply.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Hollidaysburg holds 5,506 people.

Getting a loan in Hollidaysburg

Hollidaysburg is a fairly dense community of about 5,506 people, with 10 larger places inside a 50-mile radius. Lenders licensed in Pennsylvania reach Hollidaysburg's 5,506 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Altoona, PA about 5 miles away.

Pennsylvania rules behind a Hollidaysburg personal loan

For the roughly 5,506 residents of Hollidaysburg, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).
Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hollidaysburg if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hollidaysburg is the same as anywhere in Pennsylvania.
What loan size can I expect in Hollidaysburg?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hollidaysburg?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hollidaysburg cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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