Personal loans in St. Clairsville, PA

Clairsville is a small community of about 75 residents, and a personal loan taken out here is governed by Pennsylvania statute. Use the calculator on this page to price an amount and term before you commit in St. Clairsville. To lend to St. Clairsville's 75 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. The nearest larger metro is Pleasantville, PA about 6 miles away.

St. Clairsville: the sourced local profile

Most of what governs a St. Clairsville loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.

• Population: the Census counts 75 residents in St. Clairsville (Vintage 2023 subcounty estimate), the 999th-largest figure among Pennsylvania's 1,013 places.
• Population trend: A decline of about 1.3% across the 2020-to-2023 comparison.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: roughly 1% of Pennsylvania's places have fewer residents than St. Clairsville's 75.
• Land and density: 0.0 square miles of land carry roughly 2,500 residents per square mile.
• Land area: St. Clairsville covers 0.0 square miles, the 1,013th-largest area among Pennsylvania's 1,013 places.
• Within Pennsylvania: about 0.0% of the state's population lives in St. Clairsville.
• National standing: St. Clairsville ranks 18,568th of 19,457 US places.
• Growth rank: St. Clairsville ranks 507th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Versus Pennsylvania: the state average change is -0.9%, while St. Clairsville moved 1.3%.
• Density in Pennsylvania: St. Clairsville ranks 404th by people per square mile.
• Against the state median: St. Clairsville runs about 2,500 residents per square mile, where the Pennsylvania median is 1,990.
• Location: mapped by the US Census Bureau at 40.1559, -78.5108.
• Nearest larger cities: Pleasantville (6 mi); New Paris (8 mi); Woodbury (9 mi); Bedford (10 mi); Schellsburg (10 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Valley-Hi (19 mi); Callimont (33 mi); Seven Springs (42 mi).
• Smaller neighbours: 4 places smaller than St. Clairsville sit within 50 miles.
• Within 100 miles: 609 places are larger than St. Clairsville.

How St. Clairsville compares across Pennsylvania

St. Clairsville is the 999th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. On the 2020-to-2023 trend, St. Clairsville stands 507th among Pennsylvania's 1,013 places — roughly the 50th percentile. At about 2,500 people per square mile, St. Clairsville is the 404th most densely settled place in Pennsylvania. By land area, its 0.0 square miles rank 1,013th of 1,013 places in Pennsylvania.

Steps to take before a St. Clairsville loan

For St. Clairsville's roughly 75 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Pennsylvania licence with the regulator listed on this page.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is St. Clairsville-specific: the same Pennsylvania licensing and disclosure rules reach all 75 residents.

St. Clairsville on the map

St. Clairsville's land area is roughly 0.0 square miles, and the Gazetteer records no significant water area within it. That land carries about 2,500 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 179 miles from St. Clairsville. Counting outward 50 miles, 140 larger communities surround St. Clairsville. By land area it ranks 1,013th of 1,013 Pennsylvania places.

Getting a loan in St. Clairsville

With about 2,500 residents per square mile, St. Clairsville is fairly dense, and 140 larger Census places sit within 50 miles. Lenders licensed in Pennsylvania reach St. Clairsville's 75 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Pleasantville, PA about 6 miles away.

The Pennsylvania lending rules that reach St. Clairsville

Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a St. Clairsville lender must follow.