Personal loans in Pleasantville, PA
Pleasantville counts about 195 people, and what is genuinely local about borrowing here is limited — Pennsylvania law does the governing.
For a community of about 195, the practical step is to compare APR across at least three lenders before committing. Pleasantville ranks 933rd of 1,013 places in Pennsylvania, with a population near 195. Lenders active in Pleasantville report to a Pennsylvania supervisor, identified in the sourced rows below. Between the 2020 Census base and the 2023 estimate, Pleasantville's population barely changed. The nearest larger city is Schellsburg, PA about 9 miles away.
Pleasantville: the sourced local profile
Two layers matter for a Pleasantville borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: an estimated 195 residents, 933rd of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: About level with the 2020 Census.
- Size percentile: roughly 8% of Pennsylvania places rank below Pleasantville.
- Land and density: 0.1 square miles of land carry roughly 2,635 residents per square mile.
- Land area rank: Pleasantville's 0.1 square miles rank 1,000th of 1,013 places in Pennsylvania.
- Within Pennsylvania: about 0.0% of the state's population lives in Pleasantville.
- National rank: Pleasantville sits 16,574th by population among the 19,457 places in this dataset.
- Growth rank: Pleasantville ranks 235th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while Pleasantville moved 0.0%.
- Density rank: Pleasantville is the 383rd most densely settled place in Pennsylvania.
- Against the state median: Pleasantville runs about 2,635 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 40.1797, -78.6133 (US Census Bureau Gazetteer).
- Nearest larger cities: Schellsburg (9 mi); Central City (11 mi); Windber (12 mi); Manns Choice (12 mi); Bedford (13 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: New Paris (5 mi); St. Clairsville (6 mi); Cassandra (16 mi).
- Smaller neighbours: 29 places smaller than Pleasantville sit within 50 miles.
- Larger places within 100 miles: 562.
What is available to Pleasantville borrowers
Pleasantville is a fairly dense community of about 195 people, with 121 larger places inside a 50-mile radius. What is available to Pleasantville's 195 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Schellsburg, PA about 9 miles away.
Pleasantville against the rest of Pennsylvania
Among Pennsylvania's 1,013 places, Pleasantville sits at 933rd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 235th of 1,013 Pennsylvania places, putting it near the 77th percentile for growth. At about 2,635 people per square mile, Pleasantville is the 383rd most densely settled place in Pennsylvania. By land area, its 0.1 square miles rank 1,000th of 1,013 places in Pennsylvania.
How personal loans work in Pleasantville
In Pleasantville, a small community of about 195, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Pleasantville lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Pleasantville loan is knowable in advance — unlike a revolving card balance.
Land, water and location for Pleasantville
The Census Gazetteer records about 0.1 square miles of land within Pleasantville, with no significant water area listed. The resulting density is about 2,635 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 184 miles. Counting outward 50 miles, 121 larger communities surround Pleasantville. By land area it ranks 1,000th of 1,013 Pennsylvania places.
How Pennsylvania law applies in Pleasantville
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Pleasantville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
What are my options in Pleasantville if my credit is poor?
What loan size can I expect in Pleasantville?
Do I have to pledge anything to borrow in Pleasantville?
Does comparing loans in Pleasantville cost me credit score points?
Nearby places
- New Paris, PA — population 191
- St. Clairsville, PA — population 75
- Schellsburg, PA — population 327
- Manns Choice, PA — population 310
- Bedford, PA — population 2,830
- Central City, PA — population 972
- Portage, PA — population 2,388
- Windber, PA — population 3,835