Personal loans in Star City, WV

Star City is home to roughly 1,778 people and stands 61st by size out of 230 Census places in West Virginia. Star City gained roughly 1.3% in population across the 2020-to-2023 comparison. To lend to Star City's 1,778 residents, a company must hold a West Virginia licence, and each sourced row below names the regulator behind it. Compare APR, not the interest rate, because the APR folds in most fees on a Star City loan. The next larger city is Westover, WV about 2 miles away.

Star City: the sourced local profile

The figures below are Star City's own — Census population, land area and coordinates — followed by the West Virginia rules.

• Population: 1,778 residents; Star City is the 61st-largest of 230 places in West Virginia (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 1.3% from 2020 to 2023.
• People gained or lost: about 22 more since the 2020 base.
• Size percentile: roughly 73% of West Virginia places rank below Star City.
• Population density: about 3,636 people per square mile (Census land area 0.5 sq mi).
• By land area: Star City ranks 164th among West Virginia's 230 places, at 0.5 sq mi.
• Water area: Star City has 0.10 square miles of water, ranking 34th of 230 places in West Virginia.
• State share: roughly 0.3% of West Virginia's residents live in Star City (1,778 people).
• National rank: Star City is the 8,059th most populous of the 19,457 Census places covered here.
• Growth rank: Star City's 2020-to-2023 change ranks 10th of 230 places in West Virginia.
• Against the state trend: Star City's 1.3% change compares with a West Virginia average of -3.0% across its 230 places.
• Density rank: Star City places 2nd among West Virginia's places by people per square mile.
• Density in context: Star City's 3,636 people per square mile sit against a West Virginia median of 1,021.
• Location: coordinates 39.6592, -79.9866 (US Census Bureau Gazetteer).
• Nearest larger cities: Westover (2 mi); Morgantown (3 mi); Masontown (14 mi); Fairmont (15 mi); Pleasant Valley (17 mi). Online lenders reach Star City no matter how far the nearest branch is.
• Nearest smaller towns: Granville (1 mi); Point Marion (7 mi); Greensboro (10 mi).
• Smaller neighbours: 120 places smaller than Star City sit within 50 miles.
• Larger places within 100 miles: 212.

Star City on the map

Star City's land area is about 0.5 square miles; a further 0.10 square miles is water. With 1,778 residents, the land area yields roughly 3,636 people per square mile. The largest place in West Virginia, Charleston, lies about 127 miles away. Within 50 miles of Star City there are 66 larger Census places. Within the same 50 miles lie 120 smaller Census places.

Borrowing reach in Star City

Star City is a fairly dense community of about 1,778 people, with 66 larger places inside a 50-mile radius. A West Virginia licence lets a lender serve Star City without a local office, so branch density does not change what its 1,778 residents are offered. For a larger market, the closest option is Westover, WV about 2 miles away.

How personal loans work in Star City

Most loans made to Star City's 1,778 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Star City loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Star City loan is knowable in advance — unlike a revolving card balance.

Which West Virginia laws govern a loan in Star City

This table holds the West Virginia rate and licensing rules for consumer loans made to Star City's 1,778 residents.

A pre-application checklist for Star City

For Star City's roughly 1,778 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the West Virginia regulator's records to confirm the lender is licensed here.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Be clear on what the loan is for and how it gets repaid.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

None of these steps is Star City-specific: the same West Virginia licensing and disclosure rules reach all 1,778 residents.