Personal loans in Masontown, PA

The Census estimates 3,159 residents in Masontown, which ranks it 303rd of 1,013 places in Pennsylvania. The closest larger place is Uniontown, PA about 10 miles away. A lender that serves Masontown operates under Pennsylvania lending statutes and a Pennsylvania supervisor. Rate-shopping from Masontown costs nothing at pre-qualification, where a soft pull leaves your credit file alone.

Local context for Masontown

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

• Population: 3,159 residents; Masontown is the 303rd-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: Down about 3.6% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 117 fewer since the 2020 base.
• Size percentile: with 3,159 residents, Masontown is larger than about 70% of Pennsylvania's Census places.
• Population density: about 2,113 people per square mile (Census land area 1.5 sq mi).
• Land area rank: Masontown's 1.5 square miles rank 306th of 1,013 places in Pennsylvania.
• Water area: Masontown has 0.03 square miles of water, ranking 282nd of 1,013 places in Pennsylvania.
• State share: roughly 0.1% of Pennsylvania's residents live in Masontown (3,159 people).
• National rank: Masontown is 6,116th of 19,457 places nationwide.
• Growth in Pennsylvania: Masontown stands 923rd by percentage change from 2020 to 2023, among 1,013 places.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Masontown's 3.6%.
• Density in Pennsylvania: Masontown ranks 482nd by people per square mile.
• Density in context: Masontown's 2,113 people per square mile sit against a Pennsylvania median of 1,990.
• Location: coordinates 39.8487, -79.9087 (US Census Bureau Gazetteer).
• Nearest larger cities: Uniontown (10 mi); Centerville (13 mi); Morgantown (15 mi); California (15 mi); Waynesburg (15 mi). Larger metros often have more branches, but online lenders reach Masontown on the same terms.
• Nearest smaller towns: Greensboro (4 mi); Carmichaels (5 mi); Smithfield (6 mi).
• Within a 50-mile radius: 177 smaller Census places.
• Larger places within 100 miles: 147.

The state rulebook for Masontown

Below are the Pennsylvania rules that apply to a loan made in Masontown, each with the regulator that issued it.

What is available to Masontown borrowers

With about 2,113 residents per square mile, Masontown is fairly dense, and 75 larger Census places sit within 50 miles. Distance to a branch rarely matters for Masontown's 3,159 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Uniontown, PA about 10 miles away.

Masontown's place among Pennsylvania's 1,013 places

Among Pennsylvania's 1,013 places, Masontown sits at 303rd for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Masontown stands 923rd among Pennsylvania's 1,013 places — roughly the 9th percentile. Its roughly 2,113 residents per square mile place it 482nd among Pennsylvania's places. In land area, Masontown ranks 306th among Pennsylvania's 1,013 places.

What shapes a Masontown personal loan

Masontown is a small community of about 3,159 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Masontown's rank of 303rd in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Masontown loan but raises total interest, so the smallest payment is not the cheapest loan.

Land, water and location for Masontown

The Census Gazetteer records 1.5 square miles of land and 0.03 square miles of water within Masontown. With 3,159 residents, the land area yields roughly 2,113 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 253 miles. Counting outward 50 miles, 75 larger communities surround Masontown. The 100-mile radius contains 147 larger places.