Personal loans in Greensboro, PA
State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Greensboro's 253 residents.
Two households in Greensboro with comparable incomes can still be offered different rates; the city's 253 residents are not the reason. With an estimated 253 residents, Greensboro is the 888th-largest of 1,013 places in Pennsylvania. Greensboro shed about 4.9% of its population between the 2020 base and the 2023 estimate. Decide the purpose of the loan and your repayment plan before sharing any details with a Greensboro lender. A larger market lies at Masontown, PA about 4 miles away.
Greensboro by the numbers
What follows is Greensboro's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: a Census-estimated 253, 888th among Pennsylvania's 1,013 places (Vintage 2023).
- Population trend: About 4.9% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 13 residents.
- Size percentile: roughly 12% of Pennsylvania's places have fewer residents than Greensboro's 253.
- Density: roughly 2,343 residents per square mile, spread over 0.1 sq mi of land.
- By land area: Greensboro ranks 986th among Pennsylvania's 1,013 places, at 0.1 sq mi.
- Water: Greensboro holds about 0.04 square miles, the 255th-largest water area in Pennsylvania.
- Share of state population: Greensboro's 253 residents are about 0.0% of Pennsylvania.
- National rank: Greensboro is 15,721st of 19,457 places nationwide.
- Growth rank: Greensboro's 2020-to-2023 change ranks 1,006th of 1,013 places in Pennsylvania.
- Against the state trend: Greensboro's 4.9% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Greensboro places 435th among Pennsylvania's places by people per square mile.
- Against the state median: Greensboro runs about 2,343 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 39.7921, -79.9130 (Census Gazetteer coordinates).
- Nearest larger cities: Masontown (4 mi); Point Marion (4 mi); Smithfield (6 mi); Carmichaels (8 mi); Fairchance (9 mi). Larger metros often have more branches, but online lenders reach Greensboro on the same terms.
- Smaller places close by: Jefferson (12 mi); Clarksville (14 mi); Blacksville (17 mi).
- Smaller neighbours: 27 places smaller than Greensboro sit within 50 miles.
- Within 100 miles: 526 places are larger than Greensboro.
Borrowing reach in Greensboro
Greensboro is a fairly dense community of about 253 people, with 214 larger places inside a 50-mile radius. Distance to a branch rarely matters for Greensboro's 253 residents: the application is online and the price follows your credit file. The nearest bigger place is Masontown, PA about 4 miles away.
Pennsylvania rules behind a Greensboro personal loan
Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Greensboro lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Land, water and location for Greensboro
The Census Gazetteer records 0.1 square miles of land and 0.04 square miles of water within Greensboro. The resulting density is about 2,343 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 254 miles away. A 50-mile radius around Greensboro takes in 214 places that are larger. The 100-mile radius contains 526 larger places.
How Greensboro compares across Pennsylvania
Against Pennsylvania's other places, Greensboro accounts for about 0.0% of the state's population and ranks 888th of 1,013 by size. For population change between 2020 and 2023, Greensboro ranks 1,006th of 1,013 in Pennsylvania (about the 1th percentile). By density, at about 2,343 people per square mile, it ranks 435th in Pennsylvania. Within 50 miles sit 27 smaller Census places, alongside the 214 that are larger.
How a Greensboro personal loan is priced
Most loans made to Greensboro's 253 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Greensboro lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Greensboro loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Greensboro if my credit is poor?
What loan size can I expect in Greensboro?
Do I have to pledge anything to borrow in Greensboro?
Does comparing loans in Greensboro cost me credit score points?
Nearby places
- Masontown, PA — population 3,159
- Point Marion, PA — population 1,111
- Smithfield, PA — population 805
- Carmichaels, PA — population 409
- Star City, WV — population 1,778
- Morgantown, WV — population 30,429
- Fairchance, PA — population 1,815
- Granville, WV — population 1,371