Personal loans in Point Marion, PA

The Census counts 1,111 people in Point Marion, the 574th-largest figure among Pennsylvania's 1,013 places. For a bigger market, look to Star City, WV about 7 miles away. A single loan can carry different costs on either side of a state line, and Point Marion sits on the Pennsylvania side of that line. Begin with the payment, then weigh APR and total interest across the lenders that reach Point Marion's 1,111 residents.

Local context for Point Marion

Set out below is Point Marion's local context next to the state-level rules that reach every lender here.

• Population: the Census counts 1,111 residents in Point Marion (Vintage 2023 subcounty estimate), the 574th-largest figure among Pennsylvania's 1,013 places.
• Population trend: A drop of about 3.6% from 2020 to 2023.
• Net change: roughly 42 fewer people than the 2020 Census counted.
• Size percentile: roughly 43% of Pennsylvania places rank below Point Marion.
• Land and density: 0.4 square miles of land carry roughly 2,743 residents per square mile.
• Land area rank: Point Marion's 0.4 square miles rank 810th of 1,013 places in Pennsylvania.
• Water: Point Marion holds about 0.08 square miles, the 151st-largest water area in Pennsylvania.
• Share of state population: Point Marion's 1,111 residents are about 0.0% of Pennsylvania.
• National rank: Point Marion is 9,824th of 19,457 places nationwide.
• Growth rank: Point Marion's 2020-to-2023 change ranks 937th of 1,013 places in Pennsylvania.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Point Marion's 3.6%.
• Density in Pennsylvania: Point Marion ranks 362nd by people per square mile.
• Against the state median: Point Marion runs about 2,743 residents per square mile, where the Pennsylvania median is 1,990.
• Location: coordinates 39.7356, -79.9005 (US Census Bureau Gazetteer).
• Nearest larger cities: Star City (7 mi); Morgantown (7 mi); Masontown (8 mi); Granville (8 mi); Westover (8 mi). Living near a larger metro rarely changes what is available in Point Marion.
• Nearest smaller towns: Greensboro (4 mi); Smithfield (7 mi); Carmichaels (12 mi) — useful context for the surrounding area.
• Smaller neighbours: 106 places smaller than Point Marion sit within 50 miles.
• Larger places within 100 miles: 288.

Getting a loan in Point Marion

At roughly 2,743 people per square mile, Point Marion is fairly dense; 120 larger places lie within 50 miles. What is available to Point Marion's 1,111 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Star City, WV about 7 miles away.

Point Marion: area, density and distance

Point Marion covers about 0.4 square miles of land, with 0.08 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 2,743 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 253 miles from Point Marion. Counting outward 50 miles, 120 larger communities surround Point Marion. By land area it ranks 810th of 1,013 Pennsylvania places.

Point Marion's place among Pennsylvania's 1,013 places

Point Marion is the 574th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 937th of 1,013 Pennsylvania places, putting it near the 8th percentile for growth. By density, at about 2,743 people per square mile, it ranks 362nd in Pennsylvania. Between 2020 and 2023 the count changed by roughly 42 residents.

A practical checklist for Point Marion borrowers

Before you apply in Point Marion, a community of about 1,111, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Pennsylvania regulator's licence list.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Check that the monthly payment fits your budget next to your existing obligations.

What differs between Point Marion and the rest of Pennsylvania is not the process but the borrower's own file, among the 1,111 people here.

Pennsylvania rules behind a Point Marion personal loan

For the roughly 1,111 residents of Point Marion, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.