Personal loans in Granville, WV

Granville: population, trend and location

Granville is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 1,371, ranked 81st of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 1.2% across the 2020-to-2023 comparison.
• Net change: roughly 16 more people than the 2020 Census counted.
• Size percentile: roughly 65% of West Virginia places rank below Granville.
• Population density: about 1,057 people per square mile across 1.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Granville's 1.3 square miles rank 76th of 230 places in West Virginia.
• Share of West Virginia: Granville holds about 0.2% of the state's population, some 1,371 people.
• National rank: Granville is the 9,043rd most populous of the 19,457 Census places covered here.
• Growth in West Virginia: Granville stands 11th by percentage change from 2020 to 2023, among 230 places.
• Against the state trend: Granville's 1.2% change compares with a West Virginia average of -3.0% across its 230 places.
• Density in West Virginia: Granville ranks 108th by people per square mile.
• Density vs West Virginia: Granville's 1,057 people per square mile compare with a state median of 1,021.
• Location: mapped by the US Census Bureau at 39.6488, -79.9992.
• Nearest larger cities: Star City (1 mi); Westover (1 mi); Morgantown (3 mi); Fairmont (14 mi); Masontown (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Point Marion (8 mi); Rivesville (10 mi); Greensboro (11 mi).
• Smaller neighbours: 106 places smaller than Granville sit within 50 miles.
• Larger places within 100 miles: 252.

Land, water and location for Granville

Granville covers about 1.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,057 people per square mile. Charleston, the largest place in West Virginia, is about 126 miles from Granville. Counting outward 50 miles, 76 larger communities surround Granville. Within the same 50 miles lie 106 smaller Census places.

Getting a loan in Granville

Granville is moderately settled, with about 1,057 people per square mile and 76 larger places within 50 miles. Whether Granville has a local branch or not, a West Virginia-licensed lender can serve its 1,371 people online on the same terms. The nearest bigger place is Star City, WV about 1 miles away.

West Virginia rules behind a Granville personal loan

These are West Virginia's sourced lending facts as they reach Granville's 1,371 residents; the state has no city-level rate rule.

What to do before borrowing in Granville

Before you hand your details to a lender in Granville, where the population is near 1,371:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Verify the lender's West Virginia licence with the regulator listed on this page.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

None of these steps is Granville-specific: the same West Virginia licensing and disclosure rules reach all 1,371 residents.

How a Granville personal loan is priced

Granville is a small community of about 1,371 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Granville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Granville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.