Personal loans in Rices Landing, PA
A personal loan in Rices Landing is priced from your credit file and income, not from the fact that the city holds 400 people. The Census estimates 400 residents in Rices Landing, which ranks it 813th of 1,013 places in Pennsylvania.
The nearest larger city is Carmichaels, PA about 3 miles away. The 2020 count to the 2023 estimate shows about 4.8% decline in Rices Landing. Every figure below is Pennsylvania's own, applied to Rices Landing's 400 residents, with the publisher and retrieval date attached. If debt is already a strain, a nonprofit credit counsellor can help Rices Landing residents before they take on more.
Rices Landing by the numbers
What follows is Rices Landing's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: 400 residents; Rices Landing is the 813th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 4.8% from 2020 to 2023.
- People gained or lost: about 20 fewer since the 2020 base.
- Size percentile: Rices Landing's 400 people outrank roughly 20% of the places in Pennsylvania.
- Land and density: 0.8 square miles of land carry roughly 504 residents per square mile.
- By land area: Rices Landing ranks 546th among Pennsylvania's 1,013 places, at 0.8 sq mi.
- Water: Rices Landing holds about 0.12 square miles, the 115th-largest water area in Pennsylvania.
- Share of state population: Rices Landing's 400 residents are about 0.0% of Pennsylvania.
- National standing: Rices Landing ranks 14,102nd of 19,457 US places.
- Growth rank: Rices Landing ranks 1,005th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Against the state trend: Rices Landing's 4.8% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Rices Landing is the 858th most densely settled place in Pennsylvania.
- Density vs Pennsylvania: Rices Landing's 504 people per square mile compare with a state median of 1,990.
- Location: mapped by the US Census Bureau at 39.9449, -79.9982.
- Nearest larger cities: Carmichaels (3 mi); Deemston (6 mi); Centerville (6 mi); Brownsville (8 mi); Masontown (8 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Clarksville (3 mi); Jefferson (3 mi); Marianna (8 mi).
- Smaller places within 50 miles: 56 of them.
- At 100 miles: 494 larger Census places fall inside that radius.
Borrowing reach in Rices Landing
With about 504 residents per square mile, Rices Landing is moderately settled, and 216 larger Census places sit within 50 miles. Lenders licensed in Pennsylvania reach Rices Landing's 400 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Carmichaels, PA about 3 miles away.
The state rulebook for Rices Landing
These are Pennsylvania's sourced lending facts as they reach Rices Landing's 400 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
What shapes a Rices Landing personal loan
With roughly 400 residents, Rices Landing is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Rices Landing lender to disclose the APR and finance charge before you sign. Shortening the term on a Rices Landing loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Rices Landing in state context
Among Pennsylvania's 1,013 places, Rices Landing sits at 813th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Rices Landing ranks 1,005th of 1,013 in Pennsylvania (about the 1th percentile). At about 504 people per square mile, Rices Landing is the 858th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 20 residents.
Land, water and location for Rices Landing
Inside Rices Landing's boundaries lie roughly 0.8 square miles of land and 0.12 square miles of water. That land carries about 504 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 258 miles away. Counting outward 50 miles, 216 larger communities surround Rices Landing. The 100-mile radius contains 494 larger places.
Common questions
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Nearby places
- Carmichaels, PA — population 409
- Clarksville, PA — population 186
- Jefferson, PA — population 241
- Deemston, PA — population 743
- Centerville, PA — population 3,222
- Beallsville, PA — population 388
- Brownsville, PA — population 2,102
- Masontown, PA — population 3,159