Personal loans in Brownsville, PA
Consumer lending that reaches Brownsville's 2,102 residents is governed by Pennsylvania statute; no city ordinance changes it. Brownsville ranks 414th of 1,013 places in Pennsylvania, with a population near 2,102. A personal loan in Brownsville is priced from your credit file and income, not from the fact that the city holds 2,102 people. The 2020 count to the 2023 estimate shows about 3.7% decline in Brownsville. Compare APR, not the interest rate, because the APR folds in most fees on a Brownsville loan. For a bigger market, look to California, PA about 4 miles away.
Brownsville: population, trend and location
The figures below are Brownsville's own — Census population, land area and coordinates — followed by the Pennsylvania rules.
- Population: an estimated 2,102 residents, 414th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: About 3.7% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 80 residents.
- Size percentile: Brownsville sits ahead of around 59% of Pennsylvania places, at 2,102 people.
- Density: roughly 2,151 residents per square mile, spread over 1.0 sq mi of land.
- Land area rank: Brownsville's 1.0 square miles rank 455th of 1,013 places in Pennsylvania.
- Water area: Brownsville has 0.11 square miles of water, ranking 118th of 1,013 places in Pennsylvania.
- State share: roughly 0.0% of Pennsylvania's residents live in Brownsville (2,102 people).
- National rank: Brownsville is the 7,460th most populous of the 19,457 Census places covered here.
- Growth rank: Brownsville's 2020-to-2023 change ranks 941st of 1,013 places in Pennsylvania.
- Against the state trend: Brownsville's 3.7% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Brownsville places 471st among Pennsylvania's places by people per square mile.
- Density in context: Brownsville's 2,151 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 40.0189 / -79.8900, per the US Census Bureau Gazetteer.
- Nearest larger cities: California (4 mi); Centerville (4 mi); Charleroi (8 mi); Bentleyville (9 mi); Monessen (9 mi). Larger metros often have more branches, but online lenders reach Brownsville on the same terms.
- Smaller places nearby: West Brownsville (1 mi); Coal Center (4 mi); Newell (4 mi).
- Smaller neighbours: 169 places smaller than Brownsville sit within 50 miles.
- Within 100 miles: 215 places are larger than Brownsville.
Borrowing reach in Brownsville
With about 2,151 residents per square mile, Brownsville is fairly dense, and 114 larger Census places sit within 50 miles. A Pennsylvania licence lets a lender serve Brownsville without a local office, so branch density does not change what its 2,102 residents are offered. The nearest larger city, California, PA about 4 miles away.
How Brownsville compares across Pennsylvania
Within Pennsylvania, Brownsville holds roughly 0.0% of all residents, the 414th-largest share among 1,013 places. On the 2020-to-2023 trend, Brownsville stands 941st among Pennsylvania's 1,013 places — roughly the 7th percentile. At about 2,151 people per square mile, Brownsville is the 471st most densely settled place in Pennsylvania. Within 50 miles sit 169 smaller Census places, alongside the 114 that are larger.
What Pennsylvania law requires in Brownsville
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Brownsville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
A practical checklist for Brownsville borrowers
Before you hand your details to a lender in Brownsville, where the population is near 2,102:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Pennsylvania licence with the regulator listed on this page.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
What differs between Brownsville and the rest of Pennsylvania is not the process but the borrower's own file, among the 2,102 people here.
The geography behind Brownsville
Brownsville covers about 1.0 square miles of land, with 0.11 square miles of water inside its boundaries (Census Gazetteer). With 2,102 residents, the land area yields roughly 2,151 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 252 miles away. Brownsville has 114 larger places within a 50-mile radius. The 100-mile radius contains 215 larger places.
Common questions
What are my options in Brownsville if my credit is poor?
What loan size can I expect in Brownsville?
Do I have to pledge anything to borrow in Brownsville?
Does comparing loans in Brownsville cost me credit score points?
Nearby places
- West Brownsville, PA — population 971
- Coal Center, PA — population 110
- California, PA — population 4,639
- Newell, PA — population 493
- Elco, PA — population 260
- Roscoe, PA — population 707
- Centerville, PA — population 3,222
- Stockdale, PA — population 418