Personal loans in Stockdale, PA
Stockdale is a small community in Pennsylvania, with an estimated 418 residents, and every licensed lender here follows the same state rulebook. Price two or three terms so you can see which payment is truly affordable in Stockdale.
About 418 people live in Stockdale, placing it 796th of 1,013 Census places in Pennsylvania. Every figure below is Pennsylvania's own, applied to Stockdale's 418 residents, with the publisher and retrieval date attached. Stockdale lost roughly 1.4% of its population across the 2020-to-2023 comparison. The next larger city is Allenport, PA about 1 miles away.
What the Census records for Stockdale
The figures below are Stockdale's own — Census population, land area and coordinates — followed by the Pennsylvania rules.
- Population: 418 people, a figure that places Stockdale 796th among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 1.4% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
- Size percentile: Stockdale's 418 people outrank roughly 21% of the places in Pennsylvania.
- Density: roughly 1,620 residents per square mile, spread over 0.3 sq mi of land.
- By land area: Stockdale ranks 902nd among Pennsylvania's 1,013 places, at 0.3 sq mi.
- Water area: Stockdale has 0.04 square miles of water, ranking 260th of 1,013 places in Pennsylvania.
- Share of Pennsylvania: Stockdale holds about 0.0% of the state's population, some 418 people.
- National rank: Stockdale is the 13,914th most populous of the 19,457 Census places covered here.
- Growth rank: Stockdale ranks 526th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while Stockdale moved 1.4%.
- Density in Pennsylvania: Stockdale ranks 584th by people per square mile.
- Density vs Pennsylvania: Stockdale's 1,620 people per square mile compare with a state median of 1,990.
- Location: 40.0831 / -79.8508, per the US Census Bureau Gazetteer.
- Nearest larger cities: Allenport (1 mi); Roscoe (1 mi); Fayette City (1 mi); Newell (2 mi); Belle Vernon (3 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Elco (2 mi); Long Branch (2 mi); Dunlevy (2 mi).
- Smaller neighbours: 62 places smaller than Stockdale sit within 50 miles.
- At 100 miles: 482 larger Census places fall inside that radius.
The Pennsylvania lending rules that reach Stockdale
The rows below set out what a licensed lender must follow in Pennsylvania, and so for Stockdale's roughly 418 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
A pre-application checklist for Stockdale
A sensible order of operations for a loan in Stockdale, home to about 418 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
The process is identical across Pennsylvania; what changes is your credit file, not the fact that Stockdale holds 418 people.
How personal loans work in Stockdale
A Stockdale personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 418 residents. Because pricing is borrower-level, two people in Stockdale can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Stockdale loan but raises total interest, so the smallest payment is not the cheapest loan.
What is available to Stockdale borrowers
Stockdale is moderately settled, with about 1,620 people per square mile and 234 larger places within 50 miles. What is available to Stockdale's 418 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Allenport, PA about 1 miles away.
Stockdale against the rest of Pennsylvania
Stockdale is the 796th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. For population change between 2020 and 2023, Stockdale ranks 526th of 1,013 in Pennsylvania (about the 48th percentile). At about 1,620 people per square mile, Stockdale is the 584th most densely settled place in Pennsylvania. In land area, Stockdale ranks 902nd among Pennsylvania's 1,013 places.
Common questions
What are my options in Stockdale if my credit is poor?
What loan size can I expect in Stockdale?
Do I have to pledge anything to borrow in Stockdale?
Does comparing loans in Stockdale cost me credit score points?
Nearby places
- Allenport, PA — population 478
- Roscoe, PA — population 707
- Fayette City, PA — population 485
- Dunlevy, PA — population 364
- Elco, PA — population 260
- Long Branch, PA — population 414
- Belle Vernon, PA — population 991
- Newell, PA — population 493