Personal loans in Long Branch, PA

Long Branch by the numbers

Here is the sourced Census picture for Long Branch, plus the Pennsylvania lending rules that apply to a loan taken out here.

• Population: an estimated 414 residents, 800th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 1.4% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 6 fewer since the 2020 base.
• Size percentile: roughly 21% of Pennsylvania's places have fewer residents than Long Branch's 414.
• Population density: 130 people per square mile on 3.2 square miles of land.
• Land area: Long Branch covers 3.2 square miles, the 118th-largest area among Pennsylvania's 1,013 places.
• Within Pennsylvania: about 0.0% of the state's population lives in Long Branch.
• National rank: Long Branch is the 13,953rd most populous of the 19,457 Census places covered here.
• Growth in Pennsylvania: Long Branch stands 531st by percentage change from 2020 to 2023, among 1,013 places.
• Against the state trend: Long Branch's 1.4% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Long Branch is the 973rd most densely settled place in Pennsylvania.
• Against the state median: Long Branch runs about 130 residents per square mile, where the Pennsylvania median is 1,990.
• Location: the Census Gazetteer records it at 40.0983, -79.8801.
• Nearest larger cities: Allenport (1 mi); Roscoe (2 mi); Speers (2 mi); Newell (2 mi); Stockdale (2 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Elco (1 mi); Dunlevy (1 mi); Twilight (1 mi).
• Within a 50-mile radius: 65 smaller Census places.
• Larger places within 100 miles: 490.

Long Branch on the map

Long Branch covers about 3.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 414 residents, the land area yields roughly 130 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 251 miles away. Within 50 miles of Long Branch there are 237 larger Census places. The 100-mile radius contains 490 larger places.

The state rulebook for Long Branch

These are Pennsylvania's sourced lending facts as they reach Long Branch's 414 residents; the state has no city-level rate rule.

Inside a Long Branch personal loan

A Long Branch personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 414 residents. The APR tracks your credit score rather than Long Branch's rank of 800th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Long Branch loan is knowable in advance — unlike a revolving card balance.

How Long Branch compares across Pennsylvania

Set beside Pennsylvania's 1,013 places, Long Branch ranks 800th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Long Branch stands 531st among Pennsylvania's 1,013 places — roughly the 48th percentile. Its roughly 130 residents per square mile place it 973rd among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 6 residents.

The Long Branch borrowing checklist

For Long Branch's roughly 414 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Pennsylvania regulator's licence records before you sign.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

What differs between Long Branch and the rest of Pennsylvania is not the process but the borrower's own file, among the 414 people here.