Personal loans in Beallsville, PA

Personal loans in Beallsville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 388 population. Beallsville lost roughly 1.3% of its population across the 2020-to-2023 comparison.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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Beallsville ranks 818th of 1,013 places in Pennsylvania, with a population near 388. Decide the purpose of the loan and your repayment plan before sharing any details with a Beallsville lender. Consumer lending that reaches Beallsville's 388 residents is governed by Pennsylvania statute; no city ordinance changes it. The closest larger city is Deemston, PA about 2 miles away.

Where Beallsville stands

Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.

Population: the Census counts 388 residents in Beallsville (Vintage 2023 subcounty estimate), the 818th-largest figure among Pennsylvania's 1,013 places.
Population trend: About 1.3% below the 2020 Census base.
Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
Size percentile: bigger than about 19% of the places in Pennsylvania, with 388 residents in Beallsville.
Density: roughly 160 residents per square mile, spread over 2.4 sq mi of land.
Land area rank: Beallsville's 2.4 square miles rank 157th of 1,013 places in Pennsylvania.
State share: roughly 0.0% of Pennsylvania's residents live in Beallsville (388 people).
National standing: Beallsville ranks 14,210th of 19,457 US places.
Growth in Pennsylvania: Beallsville stands 502nd by percentage change from 2020 to 2023, among 1,013 places.
State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Beallsville's 1.3%.
Density rank: Beallsville is the 961st most densely settled place in Pennsylvania.
Density in context: Beallsville's 160 people per square mile sit against a Pennsylvania median of 1,990.
Location: mapped by the US Census Bureau at 40.0619, -80.0302.
Nearest larger cities: Deemston (2 mi); Ellsworth (3 mi); Cokeburg (3 mi); Bentleyville (4 mi); Centerville (4 mi). Online lenders reach Beallsville no matter how far the nearest branch is.
Nearest smaller places: Clarksville (6 mi); Coal Center (7 mi); Elco (8 mi).
Smaller neighbours: 59 places smaller than Beallsville sit within 50 miles.
Within 100 miles: 510 places are larger than Beallsville.

Where Beallsville sits in Pennsylvania

Beallsville is the 818th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 502nd of 1,013 Pennsylvania places, putting it near the 50th percentile for growth. By density, at about 160 people per square mile, it ranks 961st in Pennsylvania. In land area, Beallsville ranks 157th among Pennsylvania's 1,013 places.

Borrowing reach in Beallsville

With about 160 residents per square mile, Beallsville is lightly settled, and 244 larger Census places sit within 50 miles. Whether Beallsville has a local branch or not, a Pennsylvania-licensed lender can serve its 388 people online on the same terms. The nearest larger city, Deemston, PA about 2 miles away.

The geography behind Beallsville

The Census Gazetteer records about 2.4 square miles of land within Beallsville, with no significant water area listed. Spread across it are roughly 160 residents per square mile. The largest place in Pennsylvania, Philadelphia, lies about 259 miles away. A 50-mile radius around Beallsville takes in 244 places that are larger. The 100-mile radius contains 510 larger places.

The Pennsylvania lending rules that reach Beallsville

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Beallsville's roughly 388 residents.

Rule	Detail	Source
State lending regulator	Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."	Pennsylvania Department of Banking and Securities as of 2026-09-16
Payday lending status	No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).	Pennsylvania Department of Banking and Securities as of 2026-09-16
Small-loan / installment lender licensing	Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."	Pennsylvania Department of Banking and Securities as of 2026-09-16

What a Beallsville borrower is actually offered

In Beallsville, a small community of about 388, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Beallsville. The term you choose in Beallsville decides the split between a comfortable payment and the total interest you pay.

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Common questions

What are my options in Beallsville if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Beallsville is the same as anywhere in Pennsylvania.

What loan size can I expect in Beallsville?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Beallsville?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Beallsville cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Deemston, PA — population 743
Ellsworth, PA — population 925
Cokeburg, PA — population 617
Bentleyville, PA — population 2,331
Centerville, PA — population 3,222
Clarksville, PA — population 186
Marianna, PA — population 389
California, PA — population 4,639