Personal loans in Cokeburg, PA

Cokeburg is one of 1,013 Census places in Pennsylvania; its 617 residents put it at 719th. The 2020 count to the 2023 estimate shows about 1.4% decline in Cokeburg.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The roughly 617 people who live in Cokeburg borrow under Pennsylvania rules; city hall sets no personal-loan rate. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Cokeburg's 617 residents. Use the calculator on this page to price an amount and term before you commit in Cokeburg. For a bigger market, look to Ellsworth, PA about 2 miles away.

Cokeburg: population, trend and location

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

Cokeburg against the rest of Pennsylvania

Set beside Pennsylvania's 1,013 places, Cokeburg ranks 719th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Cokeburg stands 533rd among Pennsylvania's 1,013 places — roughly the 47th percentile. At about 1,753 people per square mile, Cokeburg is the 561st most densely settled place in Pennsylvania. In land area, Cokeburg ranks 839th among Pennsylvania's 1,013 places.

The geography behind Cokeburg

Cokeburg's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,753 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 261 miles. Counting outward 50 miles, 218 larger communities surround Cokeburg. The 100-mile radius contains 437 larger places.

A pre-application checklist for Cokeburg

Before you hand your details to a lender in Cokeburg, where the population is near 617:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
  5. Test the payment against your current bills before you commit.
  6. Weigh a shorter term's higher payment against the interest it saves.
  7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

None of these steps is Cokeburg-specific: the same Pennsylvania licensing and disclosure rules reach all 617 residents.

The state rulebook for Cokeburg

This table holds the Pennsylvania rate and licensing rules for consumer loans made to Cokeburg's 617 residents.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).
Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16

Lender access in Cokeburg

At roughly 1,753 people per square mile, Cokeburg is moderately settled; 218 larger places lie within 50 miles. Lenders licensed in Pennsylvania reach Cokeburg's 617 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Ellsworth, PA about 2 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Cokeburg if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Cokeburg is the same as anywhere in Pennsylvania.
What loan size can I expect in Cokeburg?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Cokeburg?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Cokeburg cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related