Personal loans in Sitka city and, AK
When Alaska caps or restricts a product, lenders either change the terms or withdraw it from Sitka city and as from the rest of the state. If you are weighing a personal loan in Sitka city and, start from the payment you can carry; its 8,282 residents face the same statewide rules. Sitka city and ranks 5th of 149 places in Alaska, with a population near 8,282. Population in Sitka city and dropped about 2.0% over the three years from 2020 to 2023. Judge Sitka city and offers on total cost, not on how quickly the money arrives. The closest larger place is Juneau city and, AK about 93 miles away.
Sitka city and: the sourced local profile
What follows is Sitka city and's place in the Census record, alongside the Alaska rules that govern a personal loan made here.
- Population: 8,282 residents; Sitka city and is the 5th-largest of 149 places in Alaska (US Census Bureau, Vintage 2023).
- Population trend: About 2.0% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 167 residents.
- Size percentile: Sitka city and's 8,282 people outrank roughly 97% of the places in Alaska.
- Population density: about 3 people per square mile (Census land area 2,870.1 sq mi).
- By land area: Sitka city and ranks 1st among Alaska's 149 places, at 2,870.1 sq mi.
- Water area: Sitka city and has 1,945.04 square miles of water, ranking 1st of 149 places in Alaska.
- Share of Alaska: Sitka city and holds about 1.7% of the state's population, some 8,282 people.
- National standing: Sitka city and ranks 3,598th of 19,457 US places.
- Growth rank: Sitka city and's 2020-to-2023 change ranks 37th of 149 places in Alaska.
- Against the state trend: Sitka city and's 2.0% change compares with a Alaska average of -3.1% across its 149 places.
- Density rank: Sitka city and is the 141st most densely settled place in Alaska.
- Against the state median: Sitka city and runs about 3 residents per square mile, where the Alaska median is 40.
- Location: 57.1932, -135.3674 (Census Gazetteer coordinates).
- Nearest larger cities: Juneau city and (93 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Angoon (37 mi); Tenakee Springs (42 mi); Kake (57 mi).
- Within a 50-mile radius: 2 smaller Census places.
- At 100 miles: 1 larger Census places fall inside that radius.
Lender access in Sitka city and
Sitka city and is sparsely settled, with about 3 people per square mile and 0 larger places within 50 miles. Lenders licensed in Alaska reach Sitka city and's 8,282 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Juneau city and, AK about 93 miles away.
Sitka city and in state context
Sitka city and is the 5th-largest of 149 Census places in Alaska and contains about 1.7% of the state's people. For population change between 2020 and 2023, Sitka city and ranks 37th of 149 in Alaska (about the 75th percentile). Its roughly 3 residents per square mile place it 141st among Alaska's places. Between 2020 and 2023 the count changed by roughly 167 residents.
Land, water and location for Sitka city and
The Census Gazetteer records 2,870.1 square miles of land and 1,945.04 square miles of water within Sitka city and. The resulting density is about 3 people per square mile. Anchorage, the largest place in Alaska, is about 563 miles from Sitka city and. Within 50 miles of Sitka city and there are 0 larger Census places. The 100-mile radius contains 1 larger places.
The state rulebook for Sitka city and
Read the table as a lender's compliance picture for Sitka city and: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt) Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District". | Alaska Legislature — Alaska Statutes § 45.45.010 as of 2026-09-16 |
What to do before borrowing in Sitka city and
Complete these steps first when you borrow in Sitka city and (8,282 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Alaska licence with the regulator named above before committing.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
In Sitka city and as elsewhere in Alaska, the written terms — not the advertisement — are what count for its 8,282 residents.
Common questions
What are my options in Sitka city and if my credit is poor?
What loan size can I expect in Sitka city and?
Do I have to pledge anything to borrow in Sitka city and?
Does comparing loans in Sitka city and cost me credit score points?
Nearby places
- Tenakee Springs, AK — population 111
- Angoon, AK — population 335
- Hoonah, AK — population 948
- Pelican, AK — population 92
- Port Alexander, AK — population 73
- Gustavus, AK — population 612
- Kake, AK — population 537
- Juneau city and, AK — population 31,555