Personal loans in Port Alexander, AK
Port Alexander lost roughly 1.4% of its population across the 2020-to-2023 comparison. A personal loan in Port Alexander is priced from your credit file and income, not from the fact that the city holds 73 people.
At about 73 residents, Port Alexander is larger than roughly 9% of the places in Alaska. The nearest larger metro is Kake, AK about 58 miles away. To lend to Port Alexander's 73 residents, a company must hold a Alaska licence, and each sourced row below names the regulator behind it. Begin with the payment, then weigh APR and total interest across the lenders that reach Port Alexander's 73 residents.
Port Alexander: the sourced local profile
Here is the sourced Census picture for Port Alexander, plus the Alaska lending rules that apply to a loan taken out here.
- Population: an estimated 73 residents, 135th of 149 places in Alaska (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 1.4% fewer residents than the 2020 Census counted.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: with 73 residents, Port Alexander is larger than about 9% of Alaska's Census places.
- Density: roughly 21 residents per square mile, spread over 3.5 sq mi of land.
- Land area: Port Alexander covers 3.5 square miles, the 113th-largest area among Alaska's 149 places.
- Water area: Port Alexander has 11.51 square miles of water, ranking 26th of 149 places in Alaska.
- Share of state population: Port Alexander's 73 residents are about 0.0% of Alaska.
- Nationally: Port Alexander is the 18,601st-largest of 19,457 Census places in the dataset.
- Growth rank: Port Alexander's 2020-to-2023 change ranks 30th of 149 places in Alaska.
- Against the state trend: Port Alexander's 1.4% change compares with a Alaska average of -3.1% across its 149 places.
- Density in Alaska: Port Alexander ranks 93rd by people per square mile.
- Density vs Alaska: Port Alexander's 21 people per square mile compare with a state median of 40.
- Location: it lies at 56.2376, -134.6527 in the Census Gazetteer.
- Nearest larger cities: Kake (58 mi); Whale Pass (62 mi); Sitka city and (71 mi); Coffman Cove (72 mi); Klawock (77 mi). Larger metros often have more branches, but online lenders reach Port Alexander on the same terms.
- Smaller communities close by: Edna Bay (41 mi); Kupreanof (76 mi); Kasaan (99 mi), each with its own Census population profile.
- Smaller places within 50 miles: 1 of them.
- Within 100 miles: 8 places are larger than Port Alexander.
Land, water and location for Port Alexander
Port Alexander's land area is about 3.5 square miles; a further 11.51 square miles is water. Spread across it are roughly 21 residents per square mile. For the state's biggest city, Anchorage, the distance is roughly 624 miles. Within 50 miles of Port Alexander there are 0 larger Census places. Within the same 50 miles lie 1 smaller Census places.
Alaska consumer-lending rules applied in Port Alexander
Read the table as a lender's compliance picture for Port Alexander: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt) Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District". | Alaska Legislature — Alaska Statutes § 45.45.010 as of 2026-09-16 |
What to do before borrowing in Port Alexander
These steps shape the offer you get in Port Alexander, a place of about 73 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Alaska regulator's licence records before you sign.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
In Port Alexander as elsewhere in Alaska, the written terms — not the advertisement — are what count for its 73 residents.
Port Alexander's place among Alaska's 149 places
Against Alaska's other places, Port Alexander accounts for about 0.0% of the state's population and ranks 135th of 149 by size. On the 2020-to-2023 trend, Port Alexander stands 30th among Alaska's 149 places — roughly the 80th percentile. By density, at about 21 people per square mile, it ranks 93rd in Alaska. By land area, its 3.5 square miles rank 113th of 149 places in Alaska.
Borrowing reach in Port Alexander
Port Alexander is a sparsely settled community of about 73 people, with 0 larger places inside a 50-mile radius. What is available to Port Alexander's 73 borrowers is set by Alaska licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Kake, AK about 58 miles away.
Common questions
What are my options in Port Alexander if my credit is poor?
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Does comparing loans in Port Alexander cost me credit score points?
Nearby places
- Edna Bay, AK — population 25
- Kake, AK — population 537
- Sitka city and, AK — population 8,282
- Angoon, AK — population 335
- Whale Pass, AK — population 86
- Tenakee Springs, AK — population 111
- Klawock, AK — population 710
- Craig, AK — population 1,041