Personal loans in Kake, AK
The roughly 537 people who live in Kake borrow under Alaska rules; city hall sets no personal-loan rate. By population, Kake sits at 56th in Alaska, with an estimated 537 residents.
Kake shed about 1.3% of its population between the 2020 base and the 2023 estimate. Decide the purpose of the loan and your repayment plan before sharing any details with a Kake lender. The closest larger place is Sitka city and, AK about 57 miles away. A single loan can carry different costs on either side of a state line, and Kake sits on the Alaska side of that line.
The Kake data picture
The figures below are Kake's own — Census population, land area and coordinates — followed by the Alaska rules.
- Population: about 537 people live here, which puts Kake 56th of 149 Census places in Alaska (Vintage 2023).
- Population trend: Down about 1.3% from the 2020 Census base to the 2023 estimate.
- Absolute change: 7 residents lost between 2020 and 2023.
- Size percentile: about 62% of Alaska communities are smaller than Kake (537 residents).
- Population density: about 70 people per square mile across 7.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Kake covers 7.7 square miles, the 75th-largest area among Alaska's 149 places.
- Water: Kake holds about 5.83 square miles, the 40th-largest water area in Alaska.
- State share: roughly 0.1% of Alaska's residents live in Kake (537 people).
- National standing: Kake ranks 12,873rd of 19,457 US places.
- Growth rank: Kake's 2020-to-2023 change ranks 28th of 149 places in Alaska.
- Against the state trend: Kake's 1.3% change compares with a Alaska average of -3.1% across its 149 places.
- Density in Alaska: Kake ranks 64th by people per square mile.
- Density in context: Kake's 70 people per square mile sit against a Alaska median of 40.
- Location: the Census Gazetteer records it at 56.9753, -133.9037.
- Nearest larger cities: Sitka city and (57 mi); Wrangell city and (90 mi); Juneau city and (97 mi); Hoonah (97 mi); Klawock (103 mi). Larger metros often have more branches, but online lenders reach Kake on the same terms.
- Smaller places nearby: Kupreanof (37 mi); Angoon (39 mi); Port Alexander (58 mi).
- Within a 50-mile radius: 2 smaller Census places.
- Larger places within 100 miles: 4.
Alaska consumer-lending rules applied in Kake
When Alaska does not publish a figure, the row links to the source instead of inventing a number; Kake is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
The anatomy of a Kake personal loan
In Kake, a small community of about 537, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Kake's rank of 56th in Alaska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Kake loan is knowable in advance — unlike a revolving card balance.
The Kake borrowing checklist
Complete these steps first when you borrow in Kake (537 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Alaska licence with the regulator listed on this page.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
The process is identical across Alaska; what changes is your credit file, not the fact that Kake holds 537 people.
Kake's place among Alaska's 149 places
Among Alaska's 149 places, Kake sits at 56th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Kake ranks 28th of 149 in Alaska (about the 81th percentile). Its roughly 70 residents per square mile place it 64th among Alaska's places. Within 50 miles sit 2 smaller Census places, alongside the 0 that are larger.
The geography behind Kake
Kake covers about 7.7 square miles of land, with 5.83 square miles of water inside its boundaries (Census Gazetteer). With 537 residents, the land area yields roughly 70 people per square mile. For the state's biggest city, Anchorage, the distance is roughly 616 miles. Kake has 0 larger places within a 50-mile radius. By land area it ranks 75th of 149 Alaska places.
Common questions
What are my options in Kake if my credit is poor?
What loan size can I expect in Kake?
Do I have to pledge anything to borrow in Kake?
Does comparing loans in Kake cost me credit score points?
Nearby places
- Angoon, AK — population 335
- Kupreanof, AK — population 19
- Edna Bay, AK — population 25
- Port Alexander, AK — population 73
- Whale Pass, AK — population 86
- Juneau city and, AK — population 31,555
- Coffman Cove, AK — population 125
- Tenakee Springs, AK — population 111