Personal loans in Juneau city and, AK
Juneau city and is one of 149 Census places in Alaska; its 31,555 residents put it at 3rd. The 2020 count to the 2023 estimate shows about 2.2% decline in Juneau city and.
The first question in Juneau city and is not the rate on offer but whether the payment fits; about 31,555 people live here under Alaska lending law. Every figure below is Alaska's own, applied to Juneau city and's 31,555 residents, with the publisher and retrieval date attached. Decide the purpose of the loan and your repayment plan before sharing any details with a Juneau city and lender. No larger city sits within 120 miles of Juneau city and.
Borrowing in Juneau city and: the local picture
Most of what governs a Juneau city and loan is written in Alaska law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 31,555, 3rd among Alaska's 149 places (Vintage 2023).
- Population trend: A loss of roughly 2.2% between 2020 and 2023.
- Absolute change: 701 residents lost between 2020 and 2023.
- Size percentile: bigger than about 98% of the places in Alaska, with 31,555 residents in Juneau city and.
- Density: the Census land area of 2,702.9 sq mi holds about 12 people per square mile.
- Land area rank: Juneau city and's 2,702.9 square miles rank 2nd of 149 places in Alaska.
- Water: Juneau city and holds about 555.07 square miles, the 3rd-largest water area in Alaska.
- State population share: Juneau city and accounts for about 6.4% of everyone in Alaska.
- National rank: Juneau city and sits 1,268th by population among the 19,457 places in this dataset.
- Growth in Alaska: Juneau city and stands 39th by percentage change from 2020 to 2023, among 149 places.
- State comparison: Alaska's places average -3.1% for 2020-to-2023, against Juneau city and's 2.2%.
- Density rank: Juneau city and places 115th among Alaska's places by people per square mile.
- Density in context: Juneau city and's 12 people per square mile sit against a Alaska median of 40.
- Location: latitude 58.3729, longitude -134.1784 (Census Gazetteer).
- Nearest smaller towns: Hoonah (49 mi); Tenakee Springs (53 mi); Gustavus (56 mi).
- Smaller neighbours: 1 places smaller than Juneau city and sit within 50 miles.
- At 100 miles: 0 larger Census places fall inside that radius.
What Alaska law requires in Juneau city and
Alaska has no separate rate rule for Juneau city and; the sourced rows below are what reach every lender that serves its 31,555 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt) Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District". | Alaska Legislature — Alaska Statutes § 45.45.010 as of 2026-09-16 |
Borrowing reach in Juneau city and
With about 12 residents per square mile, Juneau city and is sparsely settled, and 0 larger Census places sit within 50 miles. Distance to a branch rarely matters for Juneau city and's 31,555 residents: the application is online and the price follows your credit file.
How personal loans work in Juneau city and
Most loans made to Juneau city and's 31,555 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Juneau city and. Because the payment is fixed, the total cost of a Juneau city and loan is knowable in advance — unlike a revolving card balance.
Steps to take before a Juneau city and loan
For Juneau city and's roughly 31,555 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Alaska regulator's licence list.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
What differs between Juneau city and and the rest of Alaska is not the process but the borrower's own file, among the 31,555 people here.
Juneau city and on the map
Juneau city and covers about 2,702.9 square miles of land, with 555.07 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 12 people per square mile. For the state's biggest city, Anchorage, the distance is roughly 558 miles. Counting outward 50 miles, 0 larger communities surround Juneau city and. Within the same 50 miles lie 1 smaller Census places.
Common questions
What are my options in Juneau city and if my credit is poor?
What loan size can I expect in Juneau city and?
Do I have to pledge anything to borrow in Juneau city and?
Does comparing loans in Juneau city and cost me credit score points?
Nearby places
- Angoon, AK — population 335
- Tenakee Springs, AK — population 111
- Hoonah, AK — population 948
- Kake, AK — population 537
- Gustavus, AK — population 612
- Sitka city and, AK — population 8,282
- Kupreanof, AK — population 19
- Pelican, AK — population 92