Personal loans in Angoon, AK
The roughly 335 people who live in Angoon borrow under Alaska rules; city hall sets no personal-loan rate. Angoon is one of 149 Census places in Alaska; its 335 residents put it at 83rd.
Pull your credit reports and line up at least three offers before you apply from Angoon. Census figures put the 2020-to-2023 decrease in Angoon at about 6.4%. For the 335 people in Angoon, Alaska runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The closest larger city is Sitka city and, AK about 37 miles away.
Angoon: population, trend and location
Two layers matter for a Angoon borrower: the local population picture and Alaska's consumer-lending statutes.
- Population: about 335 people live here, which puts Angoon 83rd of 149 Census places in Alaska (Vintage 2023).
- Population trend: A decline of about 6.4% across the 2020-to-2023 comparison.
- People gained or lost: about 23 fewer since the 2020 base.
- Size percentile: roughly 44% of Alaska places rank below Angoon.
- Population density: about 14 people per square mile (Census land area 24.5 sq mi).
- By land area: Angoon ranks 39th among Alaska's 149 places, at 24.5 sq mi.
- Water: Angoon holds about 14.44 square miles, the 24th-largest water area in Alaska.
- Within Alaska: about 0.1% of the state's population lives in Angoon.
- National rank: Angoon is 14,738th of 19,457 places nationwide.
- Growth rank: Angoon ranks 134th among Alaska's 149 places for the 2020-to-2023 change.
- Against the state trend: Angoon's 6.4% change compares with a Alaska average of -3.1% across its 149 places.
- Density in Alaska: Angoon ranks 112th by people per square mile.
- Against the state median: Angoon runs about 14 residents per square mile, where the Alaska median is 40.
- Location: it lies at 57.4413, -134.4784 in the Census Gazetteer.
- Nearest larger cities: Sitka city and (37 mi); Kake (39 mi); Hoonah (59 mi); Juneau city and (65 mi); Gustavus (83 mi). Lenders licensed in the state serve Angoon whether or not they keep a local branch.
- Smaller places nearby: Tenakee Springs (34 mi); Kupreanof (71 mi); Pelican (73 mi).
- Smaller neighbours: 1 places smaller than Angoon sit within 50 miles.
- Larger places within 100 miles: 5.
A pre-application checklist for Angoon
Complete these steps first when you borrow in Angoon (335 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Alaska regulator's licence list.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
None of these steps is Angoon-specific: the same Alaska licensing and disclosure rules reach all 335 residents.
How a Angoon personal loan is priced
In Angoon, a small community of about 335, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Angoon can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Angoon loan but raises total interest, so the smallest payment is not the cheapest loan.
How lenders reach Angoon
Angoon is sparsely settled, with about 14 people per square mile and 2 larger places within 50 miles. A Alaska licence lets a lender serve Angoon without a local office, so branch density does not change what its 335 residents are offered. The nearest larger city, Sitka city and, AK about 37 miles away.
Alaska rules behind a Angoon personal loan
Read the table as a lender's compliance picture for Angoon: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt) Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District". | Alaska Legislature — Alaska Statutes § 45.45.010 as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
Angoon: area, density and distance
Angoon's land area is about 24.5 square miles; a further 14.44 square miles is water. The resulting density is about 14 people per square mile. The largest place in Alaska, Anchorage, lies about 581 miles away. A 50-mile radius around Angoon takes in 2 places that are larger. By land area it ranks 39th of 149 Alaska places.
Common questions
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Nearby places
- Kake, AK — population 537
- Tenakee Springs, AK — population 111
- Sitka city and, AK — population 8,282
- Juneau city and, AK — population 31,555
- Hoonah, AK — population 948
- Port Alexander, AK — population 73
- Gustavus, AK — population 612
- Kupreanof, AK — population 19