Personal loans in Roxie, MS

The Census counts 472 people in Roxie, the 202nd-largest figure among Mississippi's 299 places. For a bigger market, look to Bude, MS about 13 miles away. To lend to Roxie's 472 residents, a company must hold a Mississippi licence, and each sourced row below names the regulator behind it. Compare APR, not the interest rate, because the APR folds in most fees on a Roxie loan.

Borrowing in Roxie: the local picture

Only a few things actually differ by place — population, area, location, and the Mississippi rules a lender must follow — and they are below.

• Population: 472 residents; Roxie is the 202nd-largest of 299 places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: Roughly 0.2% fewer residents than the 2020 Census counted.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: about 32% of Mississippi's Census places are smaller than Roxie.
• Density: roughly 269 residents per square mile, spread over 1.8 sq mi of land.
• By land area: Roxie ranks 185th among Mississippi's 299 places, at 1.8 sq mi.
• Share of Mississippi: Roxie holds about 0.0% of the state's population, some 472 people.
• National standing: Roxie ranks 13,401st of 19,457 US places.
• Growth in Mississippi: Roxie stands 63rd by percentage change from 2020 to 2023, among 299 places.
• Versus Mississippi: the state average change is -2.3%, while Roxie moved 0.2%.
• Density in Mississippi: Roxie ranks 227th by people per square mile.
• Density vs Mississippi: Roxie's 269 people per square mile compare with a state median of 434.
• Location: it lies at 31.5077, -91.0710 in the Census Gazetteer.
• Nearest larger cities: Bude (13 mi); Fayette (14 mi); Natchez (19 mi); Gloster (22 mi); Vidalia (22 mi). Lenders licensed in the state serve Roxie whether or not they keep a local branch.
• Smaller towns nearby: Meadville (11 mi); Crosby (16 mi); Norwood (37 mi).
• Smaller neighbours: 8 places smaller than Roxie sit within 50 miles.
• Within 100 miles: 149 places are larger than Roxie.

Mississippi consumer-lending rules applied in Roxie

Mississippi has no separate rate rule for Roxie; the sourced rows below are what reach every lender that serves its 472 people.

Land, water and location for Roxie

Roxie's land area is roughly 1.8 square miles, and the Gazetteer records no significant water area within it. With 472 residents, the land area yields roughly 269 people per square mile. Jackson, the largest place in Mississippi, is about 75 miles from Roxie. A 50-mile radius around Roxie takes in 26 places that are larger. Within the same 50 miles lie 8 smaller Census places.

Lender access in Roxie

Roxie is lightly settled, with about 269 people per square mile and 26 larger places within 50 miles. Lenders licensed in Mississippi reach Roxie's 472 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Bude, MS about 13 miles away.

How Roxie compares across Mississippi

Among Mississippi's 299 places, Roxie sits at 202nd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 63rd of 299 Mississippi places, putting it near the 79th percentile for growth. At about 269 people per square mile, Roxie is the 227th most densely settled place in Mississippi. The population moved by about 1 people between 2020 and 2023, a 0.2% shift.

The Roxie borrowing checklist

A sensible order of operations for a loan in Roxie, home to about 472 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Verify the lender's Mississippi licence with the regulator listed on this page.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Pick the shortest term whose payment you can comfortably afford.
7. Keep the amount to the expense; an approval is not a reason to take more.

What differs between Roxie and the rest of Mississippi is not the process but the borrower's own file, among the 472 people here.