Personal loans in Centreville, MS
To lend to Centreville's 1,168 residents, a company must hold a Mississippi licence, and each sourced row below names the regulator behind it.
The Census estimates 1,168 residents in Centreville, which ranks it 141st of 299 places in Mississippi. Personal loans in Centreville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,168 population. Population in Centreville dropped about 6.9% over the three years from 2020 to 2023. Rate-shopping from Centreville costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The closest larger place is Clinton, LA about 16 miles away.
Where Centreville stands
What follows is Centreville's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.
- Population: the Census counts 1,168 residents in Centreville (Vintage 2023 subcounty estimate), the 141st-largest figure among Mississippi's 299 places.
- Population trend: Down about 6.9% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 86 residents.
- Size percentile: Centreville sits ahead of around 53% of Mississippi places, at 1,168 people.
- Density: the Census land area of 2.3 sq mi holds about 504 people per square mile.
- Land area rank: Centreville's 2.3 square miles rank 164th of 299 places in Mississippi.
- Share of Mississippi: Centreville holds about 0.1% of the state's population, some 1,168 people.
- National rank: Centreville is the 9,651st most populous of the 19,457 Census places covered here.
- Growth rank: Centreville's 2020-to-2023 change ranks 259th of 299 places in Mississippi.
- Against the state trend: Centreville's 6.9% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Centreville places 129th among Mississippi's places by people per square mile.
- Density in context: Centreville's 504 people per square mile sit against a Mississippi median of 434.
- Location: the Census Gazetteer records it at 31.0870, -91.0654.
- Nearest larger cities: Clinton (16 mi); Jackson (19 mi); St. Francisville (28 mi); Zachary (30 mi); Kentwood (34 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Gloster (8 mi); Norwood (8 mi); Wilson (11 mi).
- Smaller neighbours: 22 places smaller than Centreville sit within 50 miles.
- At 100 miles: 118 larger Census places fall inside that radius.
How lenders reach Centreville
Centreville is moderately settled, with about 504 people per square mile and 24 larger places within 50 miles. A Mississippi licence lets a lender serve Centreville without a local office, so branch density does not change what its 1,168 residents are offered. The nearest bigger place is Clinton, LA about 16 miles away.
Mississippi consumer-lending rules applied in Centreville
The rows below set out what a licensed lender must follow in Mississippi, and so for Centreville's roughly 1,168 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
What shapes a Centreville personal loan
A Centreville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,168 residents. Because pricing is borrower-level, two people in Centreville can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Centreville loan is knowable in advance — unlike a revolving card balance.
Centreville in state context
Centreville is the 141st-largest of 299 Census places in Mississippi and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Centreville stands 259th among Mississippi's 299 places — roughly the 13th percentile. Its roughly 504 residents per square mile place it 129th among Mississippi's places. In land area, Centreville ranks 164th among Mississippi's 299 places.
Land, water and location for Centreville
Inside Centreville's boundaries lie about 2.3 square miles of land, with no significant water area recorded. The resulting density is about 504 people per square mile. The state's population centre of gravity, Jackson, is roughly 99 miles away. Centreville has 24 larger places within a 50-mile radius. The 100-mile radius contains 118 larger places.
Common questions
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Nearby places
- Gloster, MS — population 859
- Norwood, LA — population 271
- Wilson, LA — population 355
- Crosby, MS — population 229
- Clinton, LA — population 1,311
- Woodville, MS — population 864
- Liberty, MS — population 537
- Jackson, LA — population 3,950