Personal loans in Centreville, MS

To lend to Centreville's 1,168 residents, a company must hold a Mississippi licence, and each sourced row below names the regulator behind it.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Census estimates 1,168 residents in Centreville, which ranks it 141st of 299 places in Mississippi. Personal loans in Centreville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,168 population. Population in Centreville dropped about 6.9% over the three years from 2020 to 2023. Rate-shopping from Centreville costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The closest larger place is Clinton, LA about 16 miles away.

Where Centreville stands

What follows is Centreville's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.

How lenders reach Centreville

Centreville is moderately settled, with about 504 people per square mile and 24 larger places within 50 miles. A Mississippi licence lets a lender serve Centreville without a local office, so branch density does not change what its 1,168 residents are offered. The nearest bigger place is Clinton, LA about 16 miles away.

Mississippi consumer-lending rules applied in Centreville

The rows below set out what a licensed lender must follow in Mississippi, and so for Centreville's roughly 1,168 residents.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Payday lending statusLegal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.)
Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Small-loan / installment lender licensingSmall loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105)
Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

What shapes a Centreville personal loan

A Centreville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,168 residents. Because pricing is borrower-level, two people in Centreville can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Centreville loan is knowable in advance — unlike a revolving card balance.

Centreville in state context

Centreville is the 141st-largest of 299 Census places in Mississippi and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Centreville stands 259th among Mississippi's 299 places — roughly the 13th percentile. Its roughly 504 residents per square mile place it 129th among Mississippi's places. In land area, Centreville ranks 164th among Mississippi's 299 places.

Land, water and location for Centreville

Inside Centreville's boundaries lie about 2.3 square miles of land, with no significant water area recorded. The resulting density is about 504 people per square mile. The state's population centre of gravity, Jackson, is roughly 99 miles away. Centreville has 24 larger places within a 50-mile radius. The 100-mile radius contains 118 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Centreville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Centreville is the same as anywhere in Mississippi.
What loan size can I expect in Centreville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Centreville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Centreville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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