Personal loans in Crosby, MS

A 2020-to-2023 comparison shows Crosby down by about 5.0%. Compare APR, not the interest rate, because the APR folds in most fees on a Crosby loan. The closest larger city is Gloster, MS about 6 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Crosby's 229 residents.

Crosby by the numbers

Crosby is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: a Census-estimated 229, 263rd among Mississippi's 299 places (Vintage 2023).
• Population trend: A loss of roughly 5.0% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 12 residents.
• Size percentile: bigger than about 12% of the places in Mississippi, with 229 residents in Crosby.
• Land and density: 2.1 square miles of land carry roughly 108 residents per square mile.
• By land area: Crosby ranks 172nd among Mississippi's 299 places, at 2.1 sq mi.
• Within Mississippi: about 0.0% of the state's population lives in Crosby.
• National standing: Crosby ranks 16,029th of 19,457 US places.
• Growth rank: Crosby's 2020-to-2023 change ranks 228th of 299 places in Mississippi.
• Against the state trend: Crosby's 5.0% change compares with a Mississippi average of -2.3% across its 299 places.
• Density in Mississippi: Crosby ranks 279th by people per square mile.
• Density vs Mississippi: Crosby's 108 people per square mile compare with a state median of 434.
• Location: the Census Gazetteer records it at 31.2744, -91.0615.
• Nearest larger cities: Gloster (6 mi); Centreville (13 mi); Roxie (16 mi); Meadville (17 mi); Liberty (17 mi). Larger metros often have more branches, but online lenders reach Crosby on the same terms.
• Smaller places close by: Montpelier (47 mi); Plaucheville (59 mi); Palmetto (63 mi).
• Smaller neighbours: 1 places smaller than Crosby sit within 50 miles.
• At 100 miles: 188 larger Census places fall inside that radius.

The state rulebook for Crosby

Mississippi has no separate rate rule for Crosby; the sourced rows below are what reach every lender that serves its 229 people.

Where Crosby sits in Mississippi

Among Mississippi's 299 places, Crosby sits at 263rd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Crosby ranks 228th of 299 in Mississippi (about the 24th percentile). Its roughly 108 residents per square mile place it 279th among Mississippi's places. The population moved by about 12 people between 2020 and 2023, a 5.0% shift.

What shapes a Crosby personal loan

A Crosby personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 229 residents. Because pricing is borrower-level, two people in Crosby can be quoted different APRs on the same amount and term. Shortening the term on a Crosby loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The geography behind Crosby

Crosby's land area is roughly 2.1 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 108 residents per square mile. The largest place in Mississippi, Jackson, lies about 88 miles away. Within 50 miles of Crosby there are 39 larger Census places. Within the same 50 miles lie 1 smaller Census places.

A practical checklist for Crosby borrowers

Before you hand your details to a lender in Crosby, where the population is near 229:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Mississippi regulator's licence records before you sign.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

The process is identical across Mississippi; what changes is your credit file, not the fact that Crosby holds 229 people.