Personal loans in Woodville, MS
The roughly 864 people who live in Woodville borrow under Mississippi rules; city hall sets no personal-loan rate. Woodville is home to roughly 864 people and stands 161st by size out of 299 Census places in Mississippi. Price two or three terms so you can see which payment is truly affordable in Woodville. The trend for Woodville between 2020 and 2023 is downward by roughly 7.2%. Every figure below is Mississippi's own, applied to Woodville's 864 residents, with the publisher and retrieval date attached. The nearest larger metro is Centreville, MS about 14 miles away.
Borrowing in Woodville: the local picture
Most of what governs a Woodville loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 864, 161st among Mississippi's 299 places (Vintage 2023).
- Population trend: A drop of about 7.2% from 2020 to 2023.
- People gained or lost: about 67 fewer since the 2020 base.
- Size percentile: bigger than about 46% of the places in Mississippi, with 864 residents in Woodville.
- Population density: 834 people per square mile on 1.0 square miles of land.
- By land area: Woodville ranks 229th among Mississippi's 299 places, at 1.0 sq mi.
- State population share: Woodville accounts for about 0.1% of everyone in Mississippi.
- National standing: Woodville ranks 10,862nd of 19,457 US places.
- Growth rank: Woodville ranks 267th among Mississippi's 299 places for the 2020-to-2023 change.
- Against the state trend: Woodville's 7.2% change compares with a Mississippi average of -2.3% across its 299 places.
- Density in Mississippi: Woodville ranks 63rd by people per square mile.
- Density in context: Woodville's 834 people per square mile sit against a Mississippi median of 434.
- Location: 31.1029, -91.2993 (US Census Bureau Gazetteer).
- Nearest larger cities: Centreville (14 mi); Jackson (19 mi); St. Francisville (22 mi); Clinton (24 mi); Slaughter (28 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Norwood (14 mi); Wilson (17 mi); Gloster (18 mi).
- Within a 50-mile radius: 24 smaller Census places.
- Larger places within 100 miles: 123.
What a Woodville borrower is actually offered
With roughly 864 residents, Woodville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Woodville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Woodville loan is knowable in advance — unlike a revolving card balance.
Which Mississippi laws govern a loan in Woodville
Read the table as a lender's compliance picture for Woodville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Woodville: area, density and distance
Woodville's land area is roughly 1.0 square miles, and the Gazetteer records no significant water area within it. That land carries about 834 people per square mile. For the state's biggest city, Jackson, the distance is roughly 105 miles. Woodville has 29 larger places within a 50-mile radius. The 100-mile radius contains 123 larger places.
Woodville's place among Mississippi's 299 places
Within Mississippi, Woodville holds roughly 0.1% of all residents, the 161st-largest share among 299 places. On the 2020-to-2023 trend, Woodville stands 267th among Mississippi's 299 places — roughly the 11th percentile. Its roughly 834 residents per square mile place it 63rd among Mississippi's places. Within 50 miles sit 24 smaller Census places, alongside the 29 that are larger.
Lender access in Woodville
At roughly 834 people per square mile, Woodville is moderately settled; 29 larger places lie within 50 miles. What is available to Woodville's 864 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Centreville, MS about 14 miles away.
Common questions
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Nearby places
- Norwood, LA — population 271
- Centreville, MS — population 1,168
- Wilson, LA — population 355
- Jackson, LA — population 3,950
- Crosby, MS — population 229
- Gloster, MS — population 859
- St. Francisville, LA — population 1,517
- Clinton, LA — population 1,311