Personal loans in Bude, MS
At about 783 residents, Bude is larger than roughly 43% of the places in Mississippi. A 2020-to-2023 comparison shows Bude down by about 0.5%.
The first question in Bude is not the rate on offer but whether the payment fits; about 783 people live here under Mississippi lending law. For the 783 people in Bude, Mississippi runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Bude loan. The closest larger city is Gloster, MS about 21 miles away.
Bude by the numbers
Set out below is Bude's local context next to the state-level rules that reach every lender here.
- Population: a Census-estimated 783, 171st among Mississippi's 299 places (Vintage 2023).
- Population trend: About 0.5% below the 2020 Census base.
- Net change: roughly 4 fewer people than the 2020 Census counted.
- Size percentile: with 783 residents, Bude is larger than about 43% of Mississippi's Census places.
- Density: the Census land area of 1.4 sq mi holds about 549 people per square mile.
- Land area: Bude covers 1.4 square miles, the 202nd-largest area among Mississippi's 299 places.
- State population share: Bude accounts for about 0.1% of everyone in Mississippi.
- National rank: Bude sits 11,283rd by population among the 19,457 places in this dataset.
- Growth in Mississippi: Bude stands 70th by percentage change from 2020 to 2023, among 299 places.
- Against the state trend: Bude's 0.5% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Bude places 111th among Mississippi's places by people per square mile.
- Density in context: Bude's 549 people per square mile sit against a Mississippi median of 434.
- Location: 31.4624 / -90.8523, per the US Census Bureau Gazetteer.
- Nearest larger cities: Gloster (21 mi); Fayette (21 mi); Brookhaven (25 mi); Summit (26 mi); McComb (27 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Meadville (2 mi); Roxie (13 mi); Crosby (18 mi).
- Smaller neighbours: 16 places smaller than Bude sit within 50 miles.
- Within 100 miles: 124 places are larger than Bude.
Bude: area, density and distance
Bude covers about 1.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 549 people per square mile. The state's population centre of gravity, Jackson, is roughly 70 miles away. A 50-mile radius around Bude takes in 21 places that are larger. By land area it ranks 202nd of 299 Mississippi places.
What shapes a Bude personal loan
In Bude, a small community of about 783, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Bude lender to disclose the APR and finance charge before you sign. The term you choose in Bude decides the split between a comfortable payment and the total interest you pay.
Mississippi consumer-lending rules applied in Bude
These are Mississippi's sourced lending facts as they reach Bude's 783 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Where Bude sits in Mississippi
Against Mississippi's other places, Bude accounts for about 0.1% of the state's population and ranks 171st of 299 by size. On the 2020-to-2023 trend, Bude stands 70th among Mississippi's 299 places — roughly the 77th percentile. Its roughly 549 residents per square mile place it 111th among Mississippi's places. The population moved by about 4 people between 2020 and 2023, a 0.5% shift.
Lender access in Bude
Bude is moderately settled, with about 549 people per square mile and 21 larger places within 50 miles. A Mississippi licence lets a lender serve Bude without a local office, so branch density does not change what its 783 residents are offered. The nearest bigger place is Gloster, MS about 21 miles away.
Common questions
What are my options in Bude if my credit is poor?
What loan size can I expect in Bude?
Do I have to pledge anything to borrow in Bude?
Does comparing loans in Bude cost me credit score points?
Nearby places
- Meadville, MS — population 441
- Roxie, MS — population 472
- Crosby, MS — population 229
- Liberty, MS — population 537
- Gloster, MS — population 859
- Fayette, MS — population 1,358
- Brookhaven, MS — population 11,571
- Summit, MS — population 1,455