Personal loans in Fayette, MS

The Census counts 1,358 people in Fayette, the 133rd-largest figure among Mississippi's 299 places. Fayette shed about 6.2% of its population between the 2020 base and the 2023 estimate. To lend to Fayette's 1,358 residents, a company must hold a Mississippi licence, and each sourced row below names the regulator behind it. Read the disclosure for an origination fee and any prepayment penalty before signing in Fayette. The closest larger city is Natchez, MS about 22 miles away.

Fayette: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Mississippi rules a lender must follow — and they are below.

• Population: a Census-estimated 1,358, 133rd among Mississippi's 299 places (Vintage 2023).
• Population trend: Down about 6.2% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 89 fewer people than the 2020 Census counted.
• Size percentile: Fayette sits ahead of around 56% of Mississippi places, at 1,358 people.
• Population density: about 1,155 people per square mile (Census land area 1.2 sq mi).
• Land area: Fayette covers 1.2 square miles, the 217th-largest area among Mississippi's 299 places.
• State population share: Fayette accounts for about 0.1% of everyone in Mississippi.
• National rank: Fayette sits 9,075th by population among the 19,457 places in this dataset.
• Growth rank: Fayette's 2020-to-2023 change ranks 244th of 299 places in Mississippi.
• Against the state trend: Fayette's 6.2% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Fayette is the 27th most densely settled place in Mississippi.
• Density in context: Fayette's 1,155 people per square mile sit against a Mississippi median of 434.
• Location: 31.7122 / -91.0621, per the US Census Bureau Gazetteer.
• Nearest larger cities: Natchez (22 mi); Vidalia (24 mi); Ferriday (30 mi); Brookhaven (38 mi); Wesson (39 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Roxie (14 mi); Port Gibson (17 mi); St. Joseph (18 mi).
• Smaller places within 50 miles: 24 of them.
• Within 100 miles: 81 places are larger than Fayette.

Before you apply in Fayette

These steps shape the offer you get in Fayette, a place of about 1,358 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Mississippi regulator's licence records before you sign.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Borrow only what the purpose requires, not the maximum you are offered.

What differs between Fayette and the rest of Mississippi is not the process but the borrower's own file, among the 1,358 people here.

Fayette on the map

The Census Gazetteer records about 1.2 square miles of land within Fayette, with no significant water area listed. Spread across it are roughly 1,155 residents per square mile. The largest place in Mississippi, Jackson, lies about 65 miles away. Within 50 miles of Fayette there are 13 larger Census places. The 100-mile radius contains 81 larger places.

Inside a Fayette personal loan

Fayette is a small community of about 1,358 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Fayette. A longer term lowers the monthly payment on a Fayette loan but raises total interest, so the smallest payment is not the cheapest loan.

What Mississippi law requires in Fayette

Below are the Mississippi rules that apply to a loan made in Fayette, each with the regulator that issued it.

Fayette against the rest of Mississippi

Fayette is the 133rd-largest of 299 Census places in Mississippi and contains about 0.1% of the state's people. For population change between 2020 and 2023, Fayette ranks 244th of 299 in Mississippi (about the 18th percentile). By density, at about 1,155 people per square mile, it ranks 27th in Mississippi. The population moved by about 89 people between 2020 and 2023, a 6.2% shift.