Personal loans in Riverdale Park, MD

For a borrower among the roughly 7,164 residents of Riverdale Park, a personal loan is a tool whose cost turns on the terms, not the address. With 7,164 residents, Riverdale Park outranks about 82% of the communities in Maryland.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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For a community of about 7,164, the practical step is to compare APR across at least three lenders before committing. A 2020-to-2023 comparison shows Riverdale Park down by about 2.6%. Which products a lender may offer to Riverdale Park's 7,164 residents follows from the Maryland consumer-lending framework. The nearest larger city is Hyattsville, MD about 2 miles away.

The Riverdale Park data picture

The figures below are Riverdale Park's own — Census population, land area and coordinates — followed by the Maryland rules.

Population: the Census counts 7,164 residents in Riverdale Park (Vintage 2023 subcounty estimate), the 29th-largest figure among Maryland's 157 places.
Population trend: Roughly 2.6% fewer residents than the 2020 Census counted.
Net change: roughly 189 fewer people than the 2020 Census counted.
Size percentile: about 82% of Maryland's Census places are smaller than Riverdale Park.
Density: roughly 4,511 residents per square mile, spread over 1.6 sq mi of land.
By land area: Riverdale Park ranks 62nd among Maryland's 157 places, at 1.6 sq mi.
Water area rank: Riverdale Park ranks 41st among Maryland's 157 places, with 0.03 sq mi.
State population share: Riverdale Park accounts for about 0.5% of everyone in Maryland.
Nationally: Riverdale Park is the 3,943rd-largest of 19,457 Census places in the dataset.
Growth in Maryland: Riverdale Park stands 150th by percentage change from 2020 to 2023, among 157 places.
Against the state trend: Riverdale Park's 2.6% change compares with a Maryland average of +0.7% across its 157 places.
Density rank: Riverdale Park places 31st among Maryland's places by people per square mile.
Against the state median: Riverdale Park runs about 4,511 residents per square mile, where the Maryland median is 1,734.
Location: the Census Gazetteer records it at 38.9667, -76.9271.
Nearest larger cities: Hyattsville (2 mi); Bladensburg (2 mi); College Park (2 mi); Mount Rainier (3 mi); New Carrollton (3 mi). Living near a larger metro rarely changes what is available in Riverdale Park.
Smaller places nearby: University Park (1 mi); Edmonston (1 mi); Berwyn Heights (2 mi).
Within a 50-mile radius: 69 smaller Census places.
At 100 miles: 79 larger Census places fall inside that radius.

How lenders reach Riverdale Park

At roughly 4,511 people per square mile, Riverdale Park is fairly dense; 31 larger places lie within 50 miles. Distance to a branch rarely matters for Riverdale Park's 7,164 residents: the application is online and the price follows your credit file. The nearest larger city, Hyattsville, MD about 2 miles away.

Riverdale Park on the map

Riverdale Park's land area is about 1.6 square miles; a further 0.03 square miles is water. Spread across it are roughly 4,511 residents per square mile. Baltimore, the largest place in Maryland, is about 29 miles from Riverdale Park. Within 50 miles of Riverdale Park there are 31 larger Census places. By land area it ranks 62nd of 157 Maryland places.

Inside a Riverdale Park personal loan

In Riverdale Park, a small town of about 7,164, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Riverdale Park's rank of 29th in Maryland: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Riverdale Park loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Riverdale Park's place among Maryland's 157 places

Riverdale Park is the 29th-largest of 157 Census places in Maryland and contains about 0.5% of the state's people. Its 2020-to-2023 change ranks 150th of 157 Maryland places, putting it near the 4th percentile for growth. Its roughly 4,511 residents per square mile place it 31st among Maryland's places. By land area, its 1.6 square miles rank 62nd of 157 places in Maryland.

The Maryland lending rules that reach Riverdale Park

Read the table as a lender's compliance picture for Riverdale Park: the rule, the sourced figure, the publisher and the date.

Rule	Detail	Source
State lending regulator	Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator"	Maryland Department of Labor as of 2026-09-16
OFR consumer-loan interest-rate limits	2.75%/month (33%/yr) on the first $1,000 of a loan ≤$2,000; 2%/month (24%/yr) thereafter and on loans over $2,000 Source says: "Maximum interest rate allowed by law is 2.75% per month or an annual interest rate of 33%"	Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16
Maximum legal interest rate (usury cap)	24% per year effective simple interest for qualifying loans (Md. Code Com. Law § 12-103(c)); otherwise 8% (written agreement) or 18% Source says: "a lender may charge an effective rate of simple interest not in excess of 24 percent per year on the unpaid principal balance"	Maryland General Assembly as of 2026-09-16

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Common questions

What are my options in Riverdale Park if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Riverdale Park is the same as anywhere in Maryland.

What loan size can I expect in Riverdale Park?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Riverdale Park?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Riverdale Park cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Edmonston, MD — population 1,573
University Park, MD — population 2,379
Bladensburg, MD — population 9,446
Hyattsville, MD — population 20,662
Berwyn Heights, MD — population 3,265
College Park, MD — population 34,187
North Brentwood, MD — population 575
Cottage City, MD — population 1,298