Personal loans in North Brentwood, MD
Two households in North Brentwood with comparable incomes can still be offered different rates; the city's 575 residents are not the reason. With 575 residents, North Brentwood outranks about 25% of the communities in Maryland.
Price two or three terms so you can see which payment is truly affordable in North Brentwood. A 2020-to-2023 comparison shows North Brentwood down by about 2.5%. To lend to North Brentwood's 575 residents, a company must hold a Maryland licence, and each sourced row below names the regulator behind it. The closest larger city is Brentwood, MD about 0 miles away.
Borrowing in North Brentwood: the local picture
North Brentwood is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 575, ranked 118th of 157 places in Maryland (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 2.5% between 2020 and 2023.
- People gained or lost: about 15 fewer since the 2020 base.
- Size percentile: about 25% of Maryland communities are smaller than North Brentwood (575 residents).
- Land and density: 0.1 square miles of land carry roughly 5,088 residents per square mile.
- By land area: North Brentwood ranks 151st among Maryland's 157 places, at 0.1 sq mi.
- Share of state population: North Brentwood's 575 residents are about 0.0% of Maryland.
- National rank: North Brentwood is 12,612th of 19,457 places nationwide.
- Growth rank: North Brentwood ranks 149th among Maryland's 157 places for the 2020-to-2023 change.
- State comparison: Maryland's places average +0.7% for 2020-to-2023, against North Brentwood's 2.5%.
- Density rank: North Brentwood places 22nd among Maryland's places by people per square mile.
- Against the state median: North Brentwood runs about 5,088 residents per square mile, where the Maryland median is 1,734.
- Location: 38.9448 / -76.9507, per the US Census Bureau Gazetteer.
- Nearest larger cities: Brentwood (0 mi); Cottage City (0 mi); Mount Rainier (1 mi); Edmonston (1 mi); Hyattsville (1 mi). Lenders licensed in the state serve North Brentwood whether or not they keep a local branch.
- Smaller communities close by: Glen Echo (10 mi); Brookeville (17 mi); Washington Grove (18 mi), each with its own Census population profile.
- Smaller neighbours: 14 places smaller than North Brentwood sit within 50 miles.
- Within 100 miles: 294 places are larger than North Brentwood.
Maryland consumer-lending rules applied in North Brentwood
For the roughly 575 residents of North Brentwood, the rules below are Maryland's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator" | Maryland Department of Labor as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 24% per year effective simple interest for qualifying loans (Md. Code Com. Law § 12-103(c)); otherwise 8% (written agreement) or 18% Source says: "a lender may charge an effective rate of simple interest not in excess of 24 percent per year on the unpaid principal balance" | Maryland General Assembly as of 2026-09-16 |
| Payday lending status | Regulated as consumer loans: licensing and statutory interest-rate limits apply to payday-style loans (OFR) Source says: "they are prohibited from charging or receiving an interest rate that is greater than authorized by the laws of this State" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
What to do before borrowing in North Brentwood
For North Brentwood's roughly 575 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Maryland regulator's records to confirm the lender is licensed here.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
None of these steps is North Brentwood-specific: the same Maryland licensing and disclosure rules reach all 575 residents.
How a North Brentwood personal loan is priced
A North Brentwood personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 575 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in North Brentwood. Because the payment is fixed, the total cost of a North Brentwood loan is knowable in advance — unlike a revolving card balance.
What is available to North Brentwood borrowers
North Brentwood is densely built, with about 5,088 people per square mile and 85 larger places within 50 miles. Distance to a branch rarely matters for North Brentwood's 575 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Brentwood, MD about 0 miles away.
Where North Brentwood sits
The Census Gazetteer records about 0.1 square miles of land within North Brentwood, with no significant water area listed. Spread across it are roughly 5,088 residents per square mile. The state's population centre of gravity, Baltimore, is roughly 31 miles away. Counting outward 50 miles, 85 larger communities surround North Brentwood. By land area it ranks 151st of 157 Maryland places.
Common questions
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Nearby places
- Brentwood, MD — population 3,725
- Cottage City, MD — population 1,298
- Mount Rainier, MD — population 8,119
- Hyattsville, MD — population 20,662
- Edmonston, MD — population 1,573
- Colmar Manor, MD — population 1,555
- Bladensburg, MD — population 9,446
- University Park, MD — population 2,379