Personal loans in Hyattsville, MD

For a borrower among the roughly 20,662 residents of Hyattsville, a personal loan is a tool whose cost turns on the terms, not the address. The Census estimates 20,662 residents in Hyattsville, which ranks it 12th of 157 places in Maryland. If debt is already a strain, a nonprofit credit counsellor can help Hyattsville residents before they take on more. Hyattsville shed about 2.5% of its population between the 2020 base and the 2023 estimate. A single loan can carry different costs on either side of a state line, and Hyattsville sits on the Maryland side of that line. The nearest larger city is College Park, MD about 3 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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Hyattsville: the sourced local profile

Here is the sourced Census picture for Hyattsville, plus the Maryland lending rules that apply to a loan taken out here.

Population: 20,662 people, a figure that places Hyattsville 12th among the 157 Census places in Maryland (US Census Bureau, Vintage 2023).
Population trend: Down about 2.5% from the 2020 Census base to the 2023 estimate.
People gained or lost: about 526 fewer since the 2020 base.
Size percentile: Hyattsville sits ahead of around 92% of Maryland places, at 20,662 people.
Density: roughly 7,638 residents per square mile, spread over 2.7 sq mi of land.
Land area rank: Hyattsville's 2.7 square miles rank 41st of 157 places in Maryland.
Water area rank: Hyattsville ranks 43rd among Maryland's 157 places, with 0.03 sq mi.
Share of state population: Hyattsville's 20,662 residents are about 1.3% of Maryland.
National rank: Hyattsville sits 1,833rd by population among the 19,457 places in this dataset.
Growth rank: Hyattsville ranks 146th among Maryland's 157 places for the 2020-to-2023 change.
State comparison: Maryland's places average +0.7% for 2020-to-2023, against Hyattsville's 2.5%.
Density rank: Hyattsville places 6th among Maryland's places by people per square mile.
Density in context: Hyattsville's 7,638 people per square mile sit against a Maryland median of 1,734.
Location: 38.9612 / -76.9549, per the US Census Bureau Gazetteer.
Nearest larger cities: College Park (3 mi); Greenbelt (4 mi); Washington (5 mi); Laurel (11 mi); Bowie (12 mi). Lenders licensed in the state serve Hyattsville whether or not they keep a local branch.
Nearest smaller towns: University Park (1 mi); North Brentwood (1 mi); Brentwood (1 mi).
Smaller places within 50 miles: 86 of them.
Within 100 miles: 31 places are larger than Hyattsville.

Inside a Hyattsville personal loan

Hyattsville is a smaller city of about 20,662 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Hyattsville lender to disclose the APR and finance charge before you sign. The term you choose in Hyattsville decides the split between a comfortable payment and the total interest you pay.

Hyattsville in state context

Hyattsville is the 12th-largest of 157 Census places in Maryland and contains about 1.3% of the state's people. On the 2020-to-2023 trend, Hyattsville stands 146th among Maryland's 157 places — roughly the 7th percentile. By density, at about 7,638 people per square mile, it ranks 6th in Maryland. Between 2020 and 2023 the count changed by roughly 526 residents.

Which Maryland laws govern a loan in Hyattsville

When Maryland does not publish a figure, the row links to the source instead of inventing a number; Hyattsville is bound by the same rules.

Rule	Detail	Source
State lending regulator	Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator"	Maryland Department of Labor as of 2026-09-16
Small-loan / installment lender licensing	Consumer Lender license required to make loans under the Maryland Consumer Loan Law (Com. Law § 12-301 et seq.) Source says: "A Consumer Lender is a business that makes any loan or advance of money or credit under the Maryland Consumer Loan Law"	Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16
OFR consumer-loan interest-rate limits	2.75%/month (33%/yr) on the first $1,000 of a loan ≤$2,000; 2%/month (24%/yr) thereafter and on loans over $2,000 Source says: "Maximum interest rate allowed by law is 2.75% per month or an annual interest rate of 33%"	Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16

Steps to take before a Hyattsville loan

Before you apply in Hyattsville, a community of about 20,662, work through these steps:

Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
Price the payment first with our personal loan calculator before any lender quotes you.
Get several pre-qualifications and compare APR side by side before choosing.
Make sure the lender appears in the Maryland regulator's licence list.
Do not borrow more than the expense calls for, even if a lender approves a larger amount.
Write down the purpose of the loan and your repayment plan before you apply.
If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

None of these steps is Hyattsville-specific: the same Maryland licensing and disclosure rules reach all 20,662 residents.

Lender access in Hyattsville

At roughly 7,638 people per square mile, Hyattsville is densely built; 15 larger places lie within 50 miles. What is available to Hyattsville's 20,662 borrowers is set by Maryland licensing and your own credit, not by how many branches are nearby. The nearest bigger place is College Park, MD about 3 miles away.

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Common questions

What are my options in Hyattsville if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hyattsville is the same as anywhere in Maryland.

What loan size can I expect in Hyattsville?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Hyattsville?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Hyattsville cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

University Park, MD — population 2,379
North Brentwood, MD — population 575
Brentwood, MD — population 3,725
Mount Rainier, MD — population 8,119
Cottage City, MD — population 1,298
Edmonston, MD — population 1,573
Riverdale Park, MD — population 7,164
Bladensburg, MD — population 9,446