Personal loans in Bladensburg, MD
Bladensburg ranks 25th of 157 places in Maryland, with a population near 9,446. In Bladensburg, one of 157 Census places in Maryland, the figure to compare across lenders is the APR, not the advertised rate. The 2020 count to the 2023 estimate shows about 2.2% decline in Bladensburg. Rate-shopping from Bladensburg costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Lenders active in Bladensburg report to a Maryland supervisor, identified in the sourced rows below. The closest larger city is Hyattsville, MD about 2 miles away.
Local context for Bladensburg
The figures below are Bladensburg's own — Census population, land area and coordinates — followed by the Maryland rules.
- Population: a Census-estimated 9,446, 25th among Maryland's 157 places (Vintage 2023).
- Population trend: A decline of about 2.2% across the 2020-to-2023 comparison.
- Net change: roughly 216 fewer people than the 2020 Census counted.
- Size percentile: about 84% of Maryland's Census places are smaller than Bladensburg.
- Density: the Census land area of 1.0 sq mi holds about 9,541 people per square mile.
- Land area: Bladensburg covers 1.0 square miles, the 84th-largest area among Maryland's 157 places.
- Share of Maryland: Bladensburg holds about 0.6% of the state's population, some 9,446 people.
- National standing: Bladensburg ranks 3,276th of 19,457 US places.
- Growth rank: Bladensburg ranks 137th among Maryland's 157 places for the 2020-to-2023 change.
- Against the state trend: Bladensburg's 2.2% change compares with a Maryland average of +0.7% across its 157 places.
- Density rank: Bladensburg places 3rd among Maryland's places by people per square mile.
- Density vs Maryland: Bladensburg's 9,541 people per square mile compare with a state median of 1,734.
- Location: the Census Gazetteer records it at 38.9424, -76.9259.
- Nearest larger cities: Hyattsville (2 mi); New Carrollton (3 mi); College Park (4 mi); Greenbelt (4 mi); Takoma Park (5 mi). Larger metros often have more branches, but online lenders reach Bladensburg on the same terms.
- Smaller communities close by: Edmonston (1 mi); Cottage City (1 mi); Cheverly (1 mi), each with its own Census population profile.
- Within a 50-mile radius: 73 smaller Census places.
- Larger places within 100 miles: 60.
Which Maryland laws govern a loan in Bladensburg
The rows below set out what a licensed lender must follow in Maryland, and so for Bladensburg's roughly 9,446 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator" | Maryland Department of Labor as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 24% per year effective simple interest for qualifying loans (Md. Code Com. Law § 12-103(c)); otherwise 8% (written agreement) or 18% Source says: "a lender may charge an effective rate of simple interest not in excess of 24 percent per year on the unpaid principal balance" | Maryland General Assembly as of 2026-09-16 |
| Payday lending status | Regulated as consumer loans: licensing and statutory interest-rate limits apply to payday-style loans (OFR) Source says: "they are prohibited from charging or receiving an interest rate that is greater than authorized by the laws of this State" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
Bladensburg: area, density and distance
Bladensburg's land area is roughly 1.0 square miles, and the Gazetteer records no significant water area within it. With 9,446 residents, the land area yields roughly 9,541 people per square mile. The state's population centre of gravity, Baltimore, is roughly 30 miles away. A 50-mile radius around Bladensburg takes in 26 places that are larger. The 100-mile radius contains 60 larger places.
Getting a loan in Bladensburg
Bladensburg is densely built, with about 9,541 people per square mile and 26 larger places within 50 miles. Lenders licensed in Maryland reach Bladensburg's 9,446 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Hyattsville, MD about 2 miles away.
Bladensburg in state context
Against Maryland's other places, Bladensburg accounts for about 0.6% of the state's population and ranks 25th of 157 by size. On the 2020-to-2023 trend, Bladensburg stands 137th among Maryland's 157 places — roughly the 13th percentile. By density, at about 9,541 people per square mile, it ranks 3rd in Maryland. Between 2020 and 2023 the count changed by roughly 216 residents.
Before you apply in Bladensburg
A sensible order of operations for a loan in Bladensburg, home to about 9,446 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Maryland regulator's records to confirm the lender is licensed here.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
What differs between Bladensburg and the rest of Maryland is not the process but the borrower's own file, among the 9,446 people here.
Common questions
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What loan size can I expect in Bladensburg?
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Does comparing loans in Bladensburg cost me credit score points?
Nearby places
- Edmonston, MD — population 1,573
- Cheverly, MD — population 6,015
- Colmar Manor, MD — population 1,555
- Cottage City, MD — population 1,298
- Riverdale Park, MD — population 7,164
- North Brentwood, MD — population 575
- Brentwood, MD — population 3,725
- Landover Hills, MD — population 1,764