Personal loans in Colmar Manor, MD

The first question in Colmar Manor is not the rate on offer but whether the payment fits; about 1,555 people live here under Maryland lending law. About 1,555 people live in Colmar Manor, placing it 85th of 157 Census places in Maryland.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The 2020 count to the 2023 estimate shows about 2.7% decline in Colmar Manor. For a community of about 1,555, the practical step is to compare APR across at least three lenders before committing. A larger market lies at Brentwood, MD about 1 miles away. For the 1,555 people in Colmar Manor, Maryland runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

The Colmar Manor data picture

Set out below is Colmar Manor's local context next to the state-level rules that reach every lender here.

Colmar Manor's place among Maryland's 157 places

Colmar Manor is the 85th-largest of 157 Census places in Maryland and contains about 0.1% of the state's people. For population change between 2020 and 2023, Colmar Manor ranks 154th of 157 in Maryland (about the 2th percentile). Its roughly 3,600 residents per square mile place it 38th among Maryland's places. In land area, Colmar Manor ranks 113th among Maryland's 157 places.

Colmar Manor: area, density and distance

Colmar Manor covers about 0.4 square miles of land, with 0.05 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 3,600 people per square mile. For the state's biggest city, Baltimore, the distance is roughly 31 miles. Counting outward 50 miles, 60 larger communities surround Colmar Manor. Within the same 50 miles lie 37 smaller Census places.

A practical checklist for Colmar Manor borrowers

A sensible order of operations for a loan in Colmar Manor, home to about 1,555 people:

  1. Start with the credit file: order the reports, fix the errors, then apply.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
  4. Check the Maryland regulator's records to confirm the lender is licensed here.
  5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  6. Be clear on what the loan is for and how it gets repaid.
  7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

In Colmar Manor as elsewhere in Maryland, the written terms — not the advertisement — are what count for its 1,555 residents.

What Maryland law requires in Colmar Manor

Below are the Maryland rules that apply to a loan made in Colmar Manor, each with the regulator that issued it.

RuleDetailSource
State lending regulatorOffice of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor)
Source says: "is Maryland's consumer financial protection agency and financial services regulator"
Maryland Department of Labor
as of 2026-09-16
Maximum legal interest rate (usury cap)24% per year effective simple interest for qualifying loans (Md. Code Com. Law § 12-103(c)); otherwise 8% (written agreement) or 18%
Source says: "a lender may charge an effective rate of simple interest not in excess of 24 percent per year on the unpaid principal balance"
Maryland General Assembly
as of 2026-09-16
Payday lending statusRegulated as consumer loans: licensing and statutory interest-rate limits apply to payday-style loans (OFR)
Source says: "they are prohibited from charging or receiving an interest rate that is greater than authorized by the laws of this State"
Maryland Department of Labor, Office of Financial Regulation
as of 2026-09-16

What is available to Colmar Manor borrowers

Colmar Manor is a fairly dense community of about 1,555 people, with 60 larger places inside a 50-mile radius. Distance to a branch rarely matters for Colmar Manor's 1,555 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Brentwood, MD about 1 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Colmar Manor if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Colmar Manor is the same as anywhere in Maryland.
What loan size can I expect in Colmar Manor?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Colmar Manor?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Colmar Manor cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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