Personal loans in Landover Hills, MD
Two households in Landover Hills with comparable incomes can still be offered different rates; the city's 1,764 residents are not the reason. The Census counts 1,764 people in Landover Hills, the 79th-largest figure among Maryland's 157 places. Landover Hills lost roughly 2.6% of its population across the 2020-to-2023 comparison. Rate-shopping from Landover Hills costs nothing at pre-qualification, where a soft pull leaves your credit file alone. For a bigger market, look to Cheverly, MD about 2 miles away. For the 1,764 people in Landover Hills, Maryland runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Local context for Landover Hills
Here is the sourced Census picture for Landover Hills, plus the Maryland lending rules that apply to a loan taken out here.
- Population: about 1,764 people live here, which puts Landover Hills 79th of 157 Census places in Maryland (Vintage 2023).
- Population trend: Roughly 2.6% fewer residents than the 2020 Census counted.
- Net change: roughly 47 fewer people than the 2020 Census counted.
- Size percentile: Landover Hills's 1,764 people outrank roughly 50% of the places in Maryland.
- Population density: 4,793 people per square mile on 0.4 square miles of land.
- By land area: Landover Hills ranks 121st among Maryland's 157 places, at 0.4 sq mi.
- State share: roughly 0.1% of Maryland's residents live in Landover Hills (1,764 people).
- National standing: Landover Hills ranks 8,085th of 19,457 US places.
- Growth rank: Landover Hills's 2020-to-2023 change ranks 152nd of 157 places in Maryland.
- Against the state trend: Landover Hills's 2.6% change compares with a Maryland average of +0.7% across its 157 places.
- Density rank: Landover Hills places 26th among Maryland's places by people per square mile.
- Density vs Maryland: Landover Hills's 4,793 people per square mile compare with a state median of 1,734.
- Location: 38.9425, -76.8945 (Census Gazetteer coordinates).
- Nearest larger cities: Cheverly (2 mi); Bladensburg (2 mi); New Carrollton (2 mi); Glenarden (2 mi); Riverdale Park (2 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Edmonston (2 mi); Colmar Manor (3 mi); Cottage City (3 mi), each with its own Census population profile.
- Smaller places within 50 miles: 41 of them.
- At 100 miles: 206 larger Census places fall inside that radius.
Where Landover Hills sits in Maryland
Landover Hills is the 79th-largest of 157 Census places in Maryland and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Landover Hills stands 152nd among Maryland's 157 places — roughly the 3th percentile. By density, at about 4,793 people per square mile, it ranks 26th in Maryland. The population moved by about 47 people between 2020 and 2023, a 2.6% shift.
What is available to Landover Hills borrowers
Landover Hills is a fairly dense community of about 1,764 people, with 57 larger places inside a 50-mile radius. Whether Landover Hills has a local branch or not, a Maryland-licensed lender can serve its 1,764 people online on the same terms. For a larger market, the closest option is Cheverly, MD about 2 miles away.
What a Landover Hills borrower is actually offered
In Landover Hills, a small community of about 1,764, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Landover Hills's 1,764 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Landover Hills loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Maryland consumer-lending rules applied in Landover Hills
Maryland has no separate rate rule for Landover Hills; the sourced rows below are what reach every lender that serves its 1,764 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator" | Maryland Department of Labor as of 2026-09-16 |
| OFR consumer-loan interest-rate limits | 2.75%/month (33%/yr) on the first $1,000 of a loan ≤$2,000; 2%/month (24%/yr) thereafter and on loans over $2,000 Source says: "Maximum interest rate allowed by law is 2.75% per month or an annual interest rate of 33%" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 24% per year effective simple interest for qualifying loans (Md. Code Com. Law § 12-103(c)); otherwise 8% (written agreement) or 18% Source says: "a lender may charge an effective rate of simple interest not in excess of 24 percent per year on the unpaid principal balance" | Maryland General Assembly as of 2026-09-16 |
Where Landover Hills sits
Landover Hills covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 4,793 people per square mile. The state's population centre of gravity, Baltimore, is roughly 29 miles away. Counting outward 50 miles, 57 larger communities surround Landover Hills. Within the same 50 miles lie 41 smaller Census places.
Common questions
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Nearby places
- Cheverly, MD — population 6,015
- New Carrollton, MD — population 13,405
- Bladensburg, MD — population 9,446
- Edmonston, MD — population 1,573
- Glenarden, MD — population 6,270
- Riverdale Park, MD — population 7,164
- Fairmount Heights, MD — population 1,489
- Seat Pleasant, MD — population 4,456