Personal loans in Berwyn Heights, MD

With roughly 3,265 residents, Berwyn Heights is a small community, and the lending rules its borrowers live under are written in Maryland, not by the city. By population, Berwyn Heights sits at 59th in Maryland, with an estimated 3,265 residents. A larger market lies at College Park, MD about 1 miles away. The trend for Berwyn Heights between 2020 and 2023 is downward by roughly 2.4%. Every figure below is Maryland's own, applied to Berwyn Heights's 3,265 residents, with the publisher and retrieval date attached. Pull your credit reports and line up at least three offers before you apply from Berwyn Heights.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Berwyn Heights data picture

Berwyn Heights is a small community; the notes below cover its population profile and the statewide rules that apply.

Population: about 3,265, ranked 59th of 157 places in Maryland (Census Vintage 2023 subcounty estimate).
Population trend: A loss of roughly 2.4% between 2020 and 2023.
Net change: roughly 80 fewer people than the 2020 Census counted.
Size percentile: Berwyn Heights's 3,265 people outrank roughly 62% of the places in Maryland.
Density: the Census land area of 0.7 sq mi holds about 4,698 people per square mile.
Land area: Berwyn Heights covers 0.7 square miles, the 98th-largest area among Maryland's 157 places.
Share of state population: Berwyn Heights's 3,265 residents are about 0.2% of Maryland.
National rank: Berwyn Heights sits 6,011th by population among the 19,457 places in this dataset.
Growth rank: Berwyn Heights ranks 143rd among Maryland's 157 places for the 2020-to-2023 change.
State comparison: Maryland's places average +0.7% for 2020-to-2023, against Berwyn Heights's 2.4%.
Density rank: Berwyn Heights places 29th among Maryland's places by people per square mile.
Against the state median: Berwyn Heights runs about 4,698 residents per square mile, where the Maryland median is 1,734.
Location: 38.9929, -76.9135 (Census Gazetteer coordinates).
Nearest larger cities: College Park (1 mi); Greenbelt (2 mi); Riverdale Park (2 mi); New Carrollton (3 mi); Hyattsville (3 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
Smaller communities close by: University Park (2 mi); Edmonston (3 mi); Landover Hills (4 mi), each with its own Census population profile.
Smaller places within 50 miles: 50 of them.
Within 100 miles: 146 places are larger than Berwyn Heights.

Where Berwyn Heights sits in Maryland

Set beside Maryland's 157 places, Berwyn Heights ranks 59th by population and holds about 0.2% of the state total. On the 2020-to-2023 trend, Berwyn Heights stands 143rd among Maryland's 157 places — roughly the 9th percentile. At about 4,698 people per square mile, Berwyn Heights is the 29th most densely settled place in Maryland. Between 2020 and 2023 the count changed by roughly 80 residents.

Land, water and location for Berwyn Heights

Berwyn Heights covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 4,698 people per square mile. For the state's biggest city, Baltimore, the distance is roughly 27 miles. Counting outward 50 miles, 50 larger communities surround Berwyn Heights. The 100-mile radius contains 146 larger places.

How lenders reach Berwyn Heights

With about 4,698 residents per square mile, Berwyn Heights is fairly dense, and 50 larger Census places sit within 50 miles. Lenders licensed in Maryland reach Berwyn Heights's 3,265 residents online, so the nearest branch is not what sets your APR. The nearest larger city, College Park, MD about 1 miles away.

The anatomy of a Berwyn Heights personal loan

With roughly 3,265 residents, Berwyn Heights is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Berwyn Heights lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Berwyn Heights loan is knowable in advance — unlike a revolving card balance.

How Maryland law applies in Berwyn Heights

When Maryland does not publish a figure, the row links to the source instead of inventing a number; Berwyn Heights is bound by the same rules.

Rule	Detail	Source
State lending regulator	Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator"	Maryland Department of Labor as of 2026-09-16
Small-loan / installment lender licensing	Consumer Lender license required to make loans under the Maryland Consumer Loan Law (Com. Law § 12-301 et seq.) Source says: "A Consumer Lender is a business that makes any loan or advance of money or credit under the Maryland Consumer Loan Law"	Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16
OFR consumer-loan interest-rate limits	2.75%/month (33%/yr) on the first $1,000 of a loan ≤$2,000; 2%/month (24%/yr) thereafter and on loans over $2,000 Source says: "Maximum interest rate allowed by law is 2.75% per month or an annual interest rate of 33%"	Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16

Compare personal loan offers Run the numbers first

Common questions

What are my options in Berwyn Heights if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Berwyn Heights is the same as anywhere in Maryland.

What loan size can I expect in Berwyn Heights?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Berwyn Heights?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Berwyn Heights cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

College Park, MD — population 34,187
Greenbelt, MD — population 24,360
Riverdale Park, MD — population 7,164
University Park, MD — population 2,379
New Carrollton, MD — population 13,405
Edmonston, MD — population 1,573
Bladensburg, MD — population 9,446
Hyattsville, MD — population 20,662