Personal loans in Oliver, WI

Rate-shopping from Oliver costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The trend for Oliver between 2020 and 2023 is upward by roughly 0.2%. Every figure below is Wisconsin's own, applied to Oliver's 417 residents, with the publisher and retrieval date attached. The next larger city is Superior, WI about 4 miles away.

Oliver: population, trend and location

Two layers matter for a Oliver borrower: the local population picture and Wisconsin's consumer-lending statutes.

• Population: 417 residents; Oliver is the 508th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: Roughly 0.2% more residents than the 2020 Census counted.
• People gained or lost: about 1 more since the 2020 base.
• Size percentile: Oliver sits ahead of around 16% of Wisconsin places, at 417 people.
• Population density: about 201 people per square mile (Census land area 2.1 sq mi).
• Land area: Oliver covers 2.1 square miles, the 312th-largest area among Wisconsin's 605 places.
• Water area: Oliver has 0.02 square miles of water, ranking 306th of 605 places in Wisconsin.
• Share of state population: Oliver's 417 residents are about 0.0% of Wisconsin.
• National rank: Oliver sits 13,923rd by population among the 19,457 places in this dataset.
• Growth in Wisconsin: Oliver stands 234th by percentage change from 2020 to 2023, among 605 places.
• Versus Wisconsin: the state average change is +0.4%, while Oliver moved 0.2%.
• Density rank: Oliver is the 551st most densely settled place in Wisconsin.
• Density in context: Oliver's 201 people per square mile sit against a Wisconsin median of 800.
• Location: 46.6458, -92.1847 (Census Gazetteer coordinates).
• Nearest larger cities: Superior (4 mi); Superior (6 mi); Proctor (7 mi); Duluth (9 mi); Wrenshall (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Brookston (25 mi); Kerrick (28 mi); Cromwell (33 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 13 of them.
• Within 100 miles: 112 places are larger than Oliver.

How a Oliver personal loan is priced

Oliver is a small community of about 417 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Oliver loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Oliver loan is knowable in advance — unlike a revolving card balance.

Lender access in Oliver

With about 201 residents per square mile, Oliver is lightly settled, and 20 larger Census places sit within 50 miles. Whether Oliver has a local branch or not, a Wisconsin-licensed lender can serve its 417 people online on the same terms. For a larger market, the closest option is Superior, WI about 4 miles away.

Oliver: area, density and distance

Inside Oliver's boundaries lie roughly 2.1 square miles of land and 0.02 square miles of water. The resulting density is about 201 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 322 miles away. Oliver has 20 larger places within a 50-mile radius. The 100-mile radius contains 112 larger places.

Oliver's place among Wisconsin's 605 places

Within Wisconsin, Oliver holds roughly 0.0% of all residents, the 508th-largest share among 605 places. For population change between 2020 and 2023, Oliver ranks 234th of 605 in Wisconsin (about the 61th percentile). At about 201 people per square mile, Oliver is the 551st most densely settled place in Wisconsin. By land area, its 2.1 square miles rank 312th of 605 places in Wisconsin.

Wisconsin consumer-lending rules applied in Oliver

For the roughly 417 residents of Oliver, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.